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0.33  Tc ($) Tj
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63.75 0  TD (13.34%) Tj
63.75 0  TD (12.63%) Tj
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63.75 0  TD (7.49%) Tj
63.75 0  TD (8.61%) Tj
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63.75 0  TD (7.30%) Tj
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63.75 0  TD (6.49%) Tj
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63.75 0  TD (5.84%) Tj
63.75 0  TD (6.75%) Tj
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63.75 0  TD (5.84%) Tj
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63.75 0  TD (2.60%) Tj
63.75 0  TD (3.12%) Tj
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0.33  Tc 0  Tw ($) Tj
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0.33  Tc ($) Tj
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0.33  Tc ($) Tj
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0.33  Tc ($) Tj
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0.2888  Tc (47.6) Tj
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0.33  Tc ($) Tj
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(47.9) Tj
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63.75 0  TD (46.0) Tj
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63.75 0  TD (23.8) Tj
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BT
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0.33  Tc 0  Tw ($) Tj
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0.33  Tc ($) Tj
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(2,052) Tj
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0.33  Tc ($) Tj
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(2,098) Tj
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0.33  Tc ($) Tj
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0.297  Tc (2,092) Tj
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BT
636 261.75  TD
0.33  Tc ($) Tj
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(2,051) Tj
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BT
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0.33  Tc 0  Tw ($) Tj
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0.33  Tc 0  Tw (11) Tj
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BT
352.5 251.25  TD
($) Tj
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(49) Tj
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BT
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($) Tj
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(8) Tj
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0.33  Tc ($) Tj
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0.33  Tc (19) Tj
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BT
636 251.25  TD
($) Tj
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(74) Tj
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0.165  Tc 0  Tw (Note:) Tj
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0.2046  Tc -0.0396  Tw (Percentage Change From:) Tj
ET
Q 
q 
600 483.75 64.5 8.25 re h W n 
BT
600 485.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2363  Tc -0.0712  Tw (Six Months Ended) Tj
ET
Q 
q 
699 483.75 39 8.25 re h W n 
BT
699 485.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2145  Tc 0  Tw (Percentage) Tj
ET
Q 
q 
281.25 476.25 48.75 6.75 re h W n 
BT
281.25 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2978  Tc -0.1328  Tw (May 31, 2002) Tj
ET
Q 
q 
345.75 476.25 48.75 6.75 re h W n 
BT
345.75 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2978  Tc -0.1328  Tw (May 31, 2001) Tj
ET
Q 
q 
411 476.25 47.25 6.75 re h W n 
BT
411 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2723  Tc -0.1073  Tw (Feb 28, 2002) Tj
ET
Q 
q 
471.75 476.25 48 6.75 re h W n 
BT
471.75 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2978  Tc -0.1328  Tw (May 31, 2001) Tj
ET
Q 
q 
522 476.25 47.25 6.75 re h W n 
BT
522 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2723  Tc -0.1073  Tw (Feb 28, 2002) Tj
ET
Q 
q 
576 476.25 48.75 6.75 re h W n 
BT
576 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2978  Tc -0.1328  Tw (May 31, 2002) Tj
ET
Q 
q 
640.5 476.25 48.75 6.75 re h W n 
BT
640.5 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2978  Tc -0.1328  Tw (May 31, 2001) Tj
ET
Q 
q 
705 476.25 27.75 6.75 re h W n 
BT
705 477  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (Change) Tj
ET
Q 
q 
57 468.75 57 6.75 re h W n 
BT
57 470.25  TD
0 0 0 rg 
/F0 7.5  Tf
0.1338  Tc 0.0312  Tw (Morgan Stanley) Tj
ET
Q 
q 
57 460.5 75.75 6.75 re h W n 
BT
57 462  TD
0 0 0 rg 
/F1 7.5  Tf
0.1029  Tc 0.0621  Tw (Total assets \(millions\)) Tj
ET
Q 
q 
278.25 460.5 4.5 6.75 re h W n 
BT
278.25 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
300.75 460.5 29.25 6.75 re h W n 
BT
300.75 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3064  Tc 0  Tw (548,000) Tj
ET
Q 
q 
342.75 460.5 4.5 6.75 re h W n 
BT
342.75 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
365.25 460.5 29.25 6.75 re h W n 
BT
365.25 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3064  Tc 0  Tw (497,000) Tj
ET
Q 
q 
407.25 460.5 4.5 6.75 re h W n 
BT
407.25 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
429.75 460.5 29.25 6.75 re h W n 
BT
429.75 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3064  Tc 0  Tw (492,000) Tj
ET
Q 
q 
493.5 460.5 15.75 6.75 re h W n 
BT
493.5 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (10%) Tj
ET
Q 
q 
544.5 460.5 15.75 6.75 re h W n 
BT
544.5 461.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (11%) Tj
ET
Q 
q 
57 453 174 6.75 re h W n 
BT
57 454.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.1854  Tc -0.0204  Tw (Period end common shares outstanding \(millions\)) Tj
ET
Q 
q 
303 453 27 6.75 re h W n 
BT
303 453.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2829  Tc 0  Tw (1,097.1) Tj
ET
Q 
q 
367.5 453 27 6.75 re h W n 
BT
367.5 453.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2829  Tc 0  Tw (1,110.1) Tj
ET
Q 
q 
432 453 27 6.75 re h W n 
BT
432 453.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2829  Tc 0  Tw (1,101.2) Tj
ET
Q 
q 
495.75 453 15.75 6.75 re h W n 
BT
495.75 453.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(1%\)) Tj
ET
Q 
q 
549 453 13.5 6.75 re h W n 
BT
549 453.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
57 445.5 106.5 6.75 re h W n 
BT
57 447  TD
0 0 0 rg 
/F1 7.5  Tf
0.1471  Tc 0.0179  Tw (Book value per common share) Tj
ET
Q 
q 
278.25 445.5 4.5 6.75 re h W n 
BT
278.25 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
309.75 445.5 20.25 6.75 re h W n 
BT
309.75 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (19.39) Tj
ET
Q 
q 
342.75 445.5 4.5 6.75 re h W n 
BT
342.75 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
374.25 445.5 20.25 6.75 re h W n 
BT
374.25 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (17.54) Tj
ET
Q 
q 
407.25 445.5 4.5 6.75 re h W n 
BT
407.25 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
438.75 445.5 20.25 6.75 re h W n 
BT
438.75 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (18.97) Tj
ET
Q 
q 
493.5 445.5 15.75 6.75 re h W n 
BT
493.5 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (11%) Tj
ET
Q 
q 
549 445.5 11.25 6.75 re h W n 
BT
549 446.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (2%) Tj
ET
Q 
q 
57 438 117.75 6.75 re h W n 
BT
57 439.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2046  Tc -0.0396  Tw (Shareholders' equity \(millions\) \(1\)) Tj
ET
Q 
q 
278.25 438 4.5 6.75 re h W n 
BT
278.25 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
305.25 438 24.75 6.75 re h W n 
BT
305.25 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (22,486) Tj
ET
Q 
q 
342.75 438 4.5 6.75 re h W n 
BT
342.75 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
369.75 438 24.75 6.75 re h W n 
BT
369.75 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (20,419) Tj
ET
Q 
q 
407.25 438 4.5 6.75 re h W n 
BT
407.25 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
434.25 438 24.75 6.75 re h W n 
BT
434.25 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (22,102) Tj
ET
Q 
q 
493.5 438 15.75 6.75 re h W n 
BT
493.5 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (10%) Tj
ET
Q 
q 
549 438 11.25 6.75 re h W n 
BT
549 438.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (2%) Tj
ET
Q 
q 
57 430.5 90.75 6.75 re h W n 
BT
57 432  TD
0 0 0 rg 
/F1 7.5  Tf
0.2898  Tc -0.1248  Tw (Total capital \(millions\) \(2\)) Tj
ET
Q 
q 
278.25 430.5 4.5 6.75 re h W n 
BT
278.25 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
305.25 430.5 24.75 6.75 re h W n 
BT
305.25 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (67,690) Tj
ET
Q 
q 
342.75 430.5 4.5 6.75 re h W n 
BT
342.75 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
369.75 430.5 24.75 6.75 re h W n 
BT
369.75 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (61,274) Tj
ET
Q 
q 
407.25 430.5 4.5 6.75 re h W n 
BT
407.25 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
434.25 430.5 24.75 6.75 re h W n 
BT
434.25 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (61,042) Tj
ET
Q 
q 
493.5 430.5 15.75 6.75 re h W n 
BT
493.5 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (10%) Tj
ET
Q 
q 
544.5 430.5 15.75 6.75 re h W n 
BT
544.5 431.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (11%) Tj
ET
Q 
q 
57 423 77.25 6.75 re h W n 
BT
57 424.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2492  Tc -0.0842  Tw (Worldwide employees) Tj
ET
Q 
q 
305.25 423 24.75 6.75 re h W n 
BT
305.25 423.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (58,538) Tj
ET
Q 
q 
369.75 423 24.75 6.75 re h W n 
BT
369.75 423.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (62,909) Tj
ET
Q 
q 
434.25 423 24.75 6.75 re h W n 
BT
434.25 423.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (59,875) Tj
ET
Q 
q 
495.75 423 15.75 6.75 re h W n 
BT
495.75 423.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(7%\)) Tj
ET
Q 
q 
546.75 423 15.75 6.75 re h W n 
BT
546.75 423.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(2%\)) Tj
ET
Q 
q 
57 411.75 45 6.75 re h W n 
BT
57 413.25  TD
0 0 0 rg 
/F0 7.5  Tf
-0  Tc 0  Tw (SECURITIES) Tj
ET
Q 
q 
72.75 404.25 94.5 6.75 re h W n 
BT
72.75 405.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.1362  Tc 0.0288  Tw (Advisory revenue \(millions\)) Tj
ET
Q 
q 
278.25 404.25 4.5 6.75 re h W n 
BT
278.25 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
316.5 404.25 13.5 6.75 re h W n 
BT
316.5 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (250) Tj
ET
Q 
q 
342.75 404.25 4.5 6.75 re h W n 
BT
342.75 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
381 404.25 13.5 6.75 re h W n 
BT
381 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (291) Tj
ET
Q 
q 
407.25 404.25 4.5 6.75 re h W n 
BT
407.25 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
445.5 404.25 13.5 6.75 re h W n 
BT
445.5 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (292) Tj
ET
Q 
q 
491.25 404.25 20.25 6.75 re h W n 
BT
491.25 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
542.25 404.25 20.25 6.75 re h W n 
BT
542.25 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
573 404.25 4.5 6.75 re h W n 
BT
573 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
611.25 404.25 13.5 6.75 re h W n 
BT
611.25 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (542) Tj
ET
Q 
q 
637.5 404.25 4.5 6.75 re h W n 
BT
637.5 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
675.75 404.25 13.5 6.75 re h W n 
BT
675.75 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (741) Tj
ET
Q 
q 
715.5 404.25 20.25 6.75 re h W n 
BT
715.5 405  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(27%\)) Tj
ET
Q 
q 
72.75 396.75 109.5 6.75 re h W n 
BT
72.75 398.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.1748  Tc -0.0098  Tw (Underwriting revenue \(millions\)) Tj
ET
Q 
q 
278.25 396.75 4.5 6.75 re h W n 
BT
278.25 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
316.5 396.75 13.5 6.75 re h W n 
BT
316.5 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (397) Tj
ET
Q 
q 
342.75 396.75 4.5 6.75 re h W n 
BT
342.75 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
381 396.75 13.5 6.75 re h W n 
BT
381 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (534) Tj
ET
Q 
q 
407.25 396.75 4.5 6.75 re h W n 
BT
407.25 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
445.5 396.75 13.5 6.75 re h W n 
BT
445.5 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (383) Tj
ET
Q 
q 
491.25 396.75 20.25 6.75 re h W n 
BT
491.25 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(26%\)) Tj
ET
Q 
q 
549 396.75 11.25 6.75 re h W n 
BT
549 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (4%) Tj
ET
Q 
q 
573 396.75 4.5 6.75 re h W n 
BT
573 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
611.25 396.75 13.5 6.75 re h W n 
BT
611.25 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (780) Tj
ET
Q 
q 
637.5 396.75 4.5 6.75 re h W n 
BT
637.5 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
669 396.75 20.25 6.75 re h W n 
BT
669 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,046) Tj
ET
Q 
q 
715.5 396.75 20.25 6.75 re h W n 
BT
715.5 397.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(25%\)) Tj
ET
Q 
q 
57 389.25 82.5 6.75 re h W n 
BT
57 390.75  TD
0 0 0 rg 
/F0 7.5  Tf
0.0825  Tc 0.0825  Tw (Institutional Securities) Tj
ET
Q 
q 
72.75 381.75 152.25 6.75 re h W n 
BT
72.75 383.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.227  Tc -0.062  Tw (Sales and trading net revenue \(millions\) \(3\)) Tj
ET
Q 
q 
90.75 374.25 22.5 6.75 re h W n 
BT
90.75 375.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2763  Tc 0  Tw (Equity) Tj
ET
Q 
q 
278.25 374.25 4.5 6.75 re h W n 
BT
278.25 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
316.5 374.25 13.5 6.75 re h W n 
BT
316.5 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (953) Tj
ET
Q 
q 
342.75 374.25 4.5 6.75 re h W n 
BT
342.75 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
374.25 374.25 20.25 6.75 re h W n 
BT
374.25 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,263) Tj
ET
Q 
q 
407.25 374.25 4.5 6.75 re h W n 
BT
407.25 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
445.5 374.25 13.5 6.75 re h W n 
BT
445.5 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (931) Tj
ET
Q 
q 
491.25 374.25 20.25 6.75 re h W n 
BT
491.25 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(25%\)) Tj
ET
Q 
q 
549 374.25 11.25 6.75 re h W n 
BT
549 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (2%) Tj
ET
Q 
q 
573 374.25 4.5 6.75 re h W n 
BT
573 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
604.5 374.25 20.25 6.75 re h W n 
BT
604.5 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,884) Tj
ET
Q 
q 
637.5 374.25 4.5 6.75 re h W n 
BT
637.5 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
669 374.25 20.25 6.75 re h W n 
BT
669 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (2,759) Tj
ET
Q 
q 
715.5 374.25 20.25 6.75 re h W n 
BT
715.5 375  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(32%\)) Tj
ET
Q 
q 
90.75 366.75 48 6.75 re h W n 
BT
90.75 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2945  Tc -0.1295  Tw (Fixed income) Tj
ET
Q 
q 
278.25 366.75 4.5 6.75 re h W n 
BT
278.25 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
316.5 366.75 13.5 6.75 re h W n 
BT
316.5 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (845) Tj
ET
Q 
q 
342.75 366.75 4.5 6.75 re h W n 
BT
342.75 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
374.25 366.75 20.25 6.75 re h W n 
BT
374.25 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,233) Tj
ET
Q 
q 
407.25 366.75 4.5 6.75 re h W n 
BT
407.25 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
438.75 366.75 20.25 6.75 re h W n 
BT
438.75 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,104) Tj
ET
Q 
q 
491.25 366.75 20.25 6.75 re h W n 
BT
491.25 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(31%\)) Tj
ET
Q 
q 
542.25 366.75 20.25 6.75 re h W n 
BT
542.25 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(23%\)) Tj
ET
Q 
q 
573 366.75 4.5 6.75 re h W n 
BT
573 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
604.5 366.75 20.25 6.75 re h W n 
BT
604.5 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,949) Tj
ET
Q 
q 
637.5 366.75 4.5 6.75 re h W n 
BT
637.5 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
669 366.75 20.25 6.75 re h W n 
BT
669 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (2,270) Tj
ET
Q 
q 
715.5 366.75 20.25 6.75 re h W n 
BT
715.5 367.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
72.75 359.25 183.75 6.75 re h W n 
BT
72.75 360.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.1598  Tc 0.0052  Tw (Mergers and acquisitions announced transactions \(4\)) Tj
ET
Q 
q 
90.75 351.75 167.25 6.75 re h W n 
BT
90.75 353.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2389  Tc -0.0739  Tw (Morgan Stanley global market volume \(billions\)) Tj
ET
Q 
q 
278.25 351.75 4.5 6.75 re h W n 
BT
278.25 352.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
314.25 351.75 15.75 6.75 re h W n 
BT
314.25 352.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2888  Tc 0  Tw (85.4) Tj
ET
Q 
q 
342.75 351.75 4.5 6.75 re h W n 
BT
342.75 352.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
374.25 351.75 20.25 6.75 re h W n 
BT
374.25 352.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (185.4) Tj
ET
Q 
q 
407.25 351.75 4.5 6.75 re h W n 
BT
407.25 352.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
443.25 351.75 15.75 6.75 re h W n 
BT
443.25 352.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2888  Tc 0  Tw (36.0) Tj
ET
Q 
q 
90.75 344.25 17.25 6.75 re h W n 
BT
90.75 345.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.1238  Tc 0  Tw (Rank) Tj
ET
Q 
q 
325.5 344.25 4.5 6.75 re h W n 
BT
325.5 345  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (3) Tj
ET
Q 
q 
390 344.25 4.5 6.75 re h W n 
BT
390 345  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (2) Tj
ET
Q 
q 
454.5 344.25 4.5 6.75 re h W n 
BT
454.5 345  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (5) Tj
ET
Q 
q 
72.75 336.75 137.25 6.75 re h W n 
BT
72.75 338.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.1729  Tc -0.0079  Tw (Worldwide equity and related issues \(4\)) Tj
ET
Q 
q 
90.75 329.25 167.25 6.75 re h W n 
BT
90.75 330.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2389  Tc -0.0739  Tw (Morgan Stanley global market volume \(billions\)) Tj
ET
Q 
q 
278.25 329.25 4.5 6.75 re h W n 
BT
278.25 330  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
314.25 329.25 15.75 6.75 re h W n 
BT
314.25 330  TD
0 0 0 rg 
/F1 7.5  Tf
0.2888  Tc 0  Tw (11.3) Tj
ET
Q 
q 
342.75 329.25 4.5 6.75 re h W n 
BT
342.75 330  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
378.75 329.25 15.75 6.75 re h W n 
BT
378.75 330  TD
0 0 0 rg 
/F1 7.5  Tf
0.2888  Tc 0  Tw (25.8) Tj
ET
Q 
q 
407.25 329.25 4.5 6.75 re h W n 
BT
407.25 330  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
447.75 329.25 11.25 6.75 re h W n 
BT
447.75 330  TD
0 0 0 rg 
/F1 7.5  Tf
0.275  Tc 0  Tw (6.1) Tj
ET
Q 
q 
90.75 321.75 17.25 6.75 re h W n 
BT
90.75 323.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.1238  Tc 0  Tw (Rank) Tj
ET
Q 
q 
325.5 321.75 4.5 6.75 re h W n 
BT
325.5 322.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (5) Tj
ET
Q 
q 
390 321.75 4.5 6.75 re h W n 
BT
390 322.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (3) Tj
ET
Q 
q 
454.5 321.75 4.5 6.75 re h W n 
BT
454.5 322.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (5) Tj
ET
Q 
q 
57 314.25 94.5 6.75 re h W n 
BT
57 315.75  TD
0 0 0 rg 
/F0 7.5  Tf
0.1441  Tc 0.0209  Tw (Individual Investor Group) Tj
ET
Q 
q 
72.75 306.75 77.25 6.75 re h W n 
BT
72.75 308.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.162  Tc 0.003  Tw (Net revenue \(millions\)) Tj
ET
Q 
q 
278.25 306.75 4.5 6.75 re h W n 
BT
278.25 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
309.75 306.75 20.25 6.75 re h W n 
BT
309.75 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,037) Tj
ET
Q 
q 
342.75 306.75 4.5 6.75 re h W n 
BT
342.75 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
374.25 306.75 20.25 6.75 re h W n 
BT
374.25 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,145) Tj
ET
Q 
q 
407.25 306.75 4.5 6.75 re h W n 
BT
407.25 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
438.75 306.75 20.25 6.75 re h W n 
BT
438.75 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,006) Tj
ET
Q 
q 
495.75 306.75 15.75 6.75 re h W n 
BT
495.75 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(9%\)) Tj
ET
Q 
q 
549 306.75 11.25 6.75 re h W n 
BT
549 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (3%) Tj
ET
Q 
q 
573 306.75 4.5 6.75 re h W n 
BT
573 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
604.5 306.75 20.25 6.75 re h W n 
BT
604.5 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (2,043) Tj
ET
Q 
q 
637.5 306.75 4.5 6.75 re h W n 
BT
637.5 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
669 306.75 20.25 6.75 re h W n 
BT
669 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (2,344) Tj
ET
Q 
q 
715.5 306.75 20.25 6.75 re h W n 
BT
715.5 307.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(13%\)) Tj
ET
Q 
q 
72.75 299.25 87 6.75 re h W n 
BT
72.75 300.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2671  Tc -0.1021  Tw (Global financial advisors) Tj
ET
Q 
q 
305.25 299.25 24.75 6.75 re h W n 
BT
305.25 300  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (13,707) Tj
ET
Q 
q 
369.75 299.25 24.75 6.75 re h W n 
BT
369.75 300  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (14,256) Tj
ET
Q 
q 
434.25 299.25 24.75 6.75 re h W n 
BT
434.25 300  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (14,115) Tj
ET
Q 
q 
495.75 299.25 15.75 6.75 re h W n 
BT
495.75 300  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(4%\)) Tj
ET
Q 
q 
546.75 299.25 15.75 6.75 re h W n 
BT
546.75 300  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(3%\)) Tj
ET
Q 
q 
72.75 291.75 95.25 6.75 re h W n 
BT
72.75 293.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.1475  Tc 0.0175  Tw (Total client assets \(billions\)) Tj
ET
Q 
q 
278.25 291.75 4.5 6.75 re h W n 
BT
278.25 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
316.5 291.75 13.5 6.75 re h W n 
BT
316.5 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (570) Tj
ET
Q 
q 
342.75 291.75 4.5 6.75 re h W n 
BT
342.75 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
381 291.75 13.5 6.75 re h W n 
BT
381 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (634) Tj
ET
Q 
q 
407.25 291.75 4.5 6.75 re h W n 
BT
407.25 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
445.5 291.75 13.5 6.75 re h W n 
BT
445.5 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (588) Tj
ET
Q 
q 
491.25 291.75 20.25 6.75 re h W n 
BT
491.25 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(10%\)) Tj
ET
Q 
q 
546.75 291.75 15.75 6.75 re h W n 
BT
546.75 292.5  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(3%\)) Tj
ET
Q 
q 
72.75 284.25 156.75 6.75 re h W n 
BT
72.75 285.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.1189  Tc -0.0789  Tw (Fee-based client account assets \(billions\) \(5\) ) Tj
ET
Q 
q 
278.25 284.25 4.5 6.75 re h W n 
BT
278.25 285  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
316.5 284.25 13.5 6.75 re h W n 
BT
316.5 285  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (111) Tj
ET
Q 
q 
342.75 284.25 4.5 6.75 re h W n 
BT
342.75 285  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
381 284.25 13.5 6.75 re h W n 
BT
381 285  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (117) Tj
ET
Q 
q 
407.25 284.25 4.5 6.75 re h W n 
BT
407.25 285  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
445.5 284.25 13.5 6.75 re h W n 
BT
445.5 285  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (111) Tj
ET
Q 
q 
495.75 284.25 15.75 6.75 re h W n 
BT
495.75 285  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(5%\)) Tj
ET
Q 
q 
549 284.25 13.5 6.75 re h W n 
BT
549 285  TD
0 0 0 rg 
/F1 7.5  Tf
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
57 273 145.5 6.75 re h W n 
BT
57 274.5  TD
0 0 0 rg 
/F0 7.5  Tf
0.0375  Tc 0.1275  Tw (INVESTMENT MANAGEMENT \($ billions\)) Tj
ET
Q 
q 
57 265.5 154.5 6.75 re h W n 
BT
57 267  TD
0 0 0 rg 
/F0 7.5  Tf
0.124  Tc 0.041  Tw (Assets under management or supervision) Tj
ET
Q 
q 
57 258 139.5 6.75 re h W n 
BT
57 259.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2558  Tc -0.0908  Tw (Products offered primarily to individuals) Tj
ET
Q 
q 
72.75 250.5 45.75 6.75 re h W n 
BT
72.75 252  TD
0 0 0 rg 
/F1 7.5  Tf
0.3089  Tc -0.1439  Tw (Mutual funds) Tj
ET
Q 
q 
90.75 243 22.5 6.75 re h W n 
BT
90.75 244.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2763  Tc 0  Tw (Equity) Tj
ET
Q 
q 
278.25 243 4.5 6.75 re h W n 
BT
278.25 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
321 243 9 6.75 re h W n 
BT
321 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (80) Tj
ET
Q 
q 
342.75 243 4.5 6.75 re h W n 
BT
342.75 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
385.5 243 9 6.75 re h W n 
BT
385.5 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (94) Tj
ET
Q 
q 
407.25 243 4.5 6.75 re h W n 
BT
407.25 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
450 243 9 6.75 re h W n 
BT
450 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (81) Tj
ET
Q 
q 
491.25 243 20.25 6.75 re h W n 
BT
491.25 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(15%\)) Tj
ET
Q 
q 
546.75 243 15.75 6.75 re h W n 
BT
546.75 243.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(1%\)) Tj
ET
Q 
q 
90.75 235.5 48 6.75 re h W n 
BT
90.75 237  TD
0 0 0 rg 
/F1 7.5  Tf
0.2945  Tc -0.1295  Tw (Fixed income) Tj
ET
Q 
q 
321 235.5 9 6.75 re h W n 
BT
321 236.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (35) Tj
ET
Q 
q 
385.5 235.5 9 6.75 re h W n 
BT
385.5 236.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (41) Tj
ET
Q 
q 
450 235.5 9 6.75 re h W n 
BT
450 236.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (36) Tj
ET
Q 
q 
491.25 235.5 20.25 6.75 re h W n 
BT
491.25 236.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(15%\)) Tj
ET
Q 
q 
546.75 235.5 15.75 6.75 re h W n 
BT
546.75 236.25  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(3%\)) Tj
ET
Q 
q 
90.75 228 52.5 6.75 re h W n 
BT
90.75 229.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.1519  Tc 0.0131  Tw (Money markets) Tj
ET
Q 
q 
321 228 9 6.75 re h W n 
BT
321 228.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (61) Tj
ET
Q 
q 
385.5 228 9 6.75 re h W n 
BT
385.5 228.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (63) Tj
ET
Q 
q 
450 228 9 6.75 re h W n 
BT
450 228.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (64) Tj
ET
Q 
q 
495.75 228 15.75 6.75 re h W n 
BT
495.75 228.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(3%\)) Tj
ET
Q 
q 
546.75 228 15.75 6.75 re h W n 
BT
546.75 228.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(5%\)) Tj
ET
Q 
q 
90.75 220.5 66.75 6.75 re h W n 
BT
90.75 222  TD
0 0 0 rg 
/F1 7.5  Tf
0.3422  Tc -0.1772  Tw (Total mutual funds) Tj
ET
Q 
q 
316.5 220.5 13.5 6.75 re h W n 
BT
316.5 221.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (176) Tj
ET
Q 
q 
381 220.5 13.5 6.75 re h W n 
BT
381 221.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (198) Tj
ET
Q 
q 
445.5 220.5 13.5 6.75 re h W n 
BT
445.5 221.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (181) Tj
ET
Q 
q 
491.25 220.5 20.25 6.75 re h W n 
BT
491.25 221.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(11%\)) Tj
ET
Q 
q 
546.75 220.5 15.75 6.75 re h W n 
BT
546.75 221.25  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(3%\)) Tj
ET
Q 
q 
72.75 213 36 6.75 re h W n 
BT
72.75 214.5  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0567  Tc 0.2217  Tw (ICS Assets) Tj
ET
Q 
q 
321 213 9 6.75 re h W n 
BT
321 213.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (32) Tj
ET
Q 
q 
385.5 213 9 6.75 re h W n 
BT
385.5 213.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (32) Tj
ET
Q 
q 
450 213 9 6.75 re h W n 
BT
450 213.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (30) Tj
ET
Q 
q 
498 213 13.5 6.75 re h W n 
BT
498 213.75  TD
0 0 0 rg 
/F1 7.5  Tf
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
549 213 11.25 6.75 re h W n 
BT
549 213.75  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (7%) Tj
ET
Q 
q 
72.75 205.5 188.25 6.75 re h W n 
BT
72.75 207  TD
0 0 0 rg 
/F1 7.5  Tf
0.1613  Tc -0.1034  Tw (Separate accounts, unit trust and other arrangements ) Tj
ET
Q 
q 
321 205.5 9 6.75 re h W n 
BT
321 206.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (61) Tj
ET
Q 
q 
385.5 205.5 9 6.75 re h W n 
BT
385.5 206.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (73) Tj
ET
Q 
q 
450 205.5 9 6.75 re h W n 
BT
450 206.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (62) Tj
ET
Q 
q 
491.25 205.5 20.25 6.75 re h W n 
BT
491.25 206.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(16%\)) Tj
ET
Q 
q 
546.75 205.5 15.75 6.75 re h W n 
BT
546.75 206.25  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(2%\)) Tj
ET
Q 
BT
72.75 197.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3055  Tc -0.1405  Tw (Sub-total Individual) Tj
243.75 0.75  TD 0.33  Tc 0  Tw (269) Tj
64.5 0  TD (303) Tj
64.5 0  TD (273) Tj
45.75 0  TD 0.0495  Tc (\(11%\)) Tj
55.5 0  TD -0.0206  Tc (\(1%\)) Tj
ET
q 
57 187.5 167.25 7.5 re h W n 
BT
57 189  TD
0.2273  Tc -0.0623  Tw (Products offered primarily to institutional clients) Tj
ET
Q 
q 
72.75 180 45.75 6.75 re h W n 
BT
72.75 181.5  TD
0.3089  Tc -0.1439  Tw (Mutual funds) Tj
ET
Q 
q 
321 180 9 6.75 re h W n 
BT
321 180.75  TD
0.33  Tc (37) Tj
ET
Q 
q 
385.5 180 9 6.75 re h W n 
BT
385.5 180.75  TD
0.33  Tc (39) Tj
ET
Q 
q 
450 180 9 6.75 re h W n 
BT
450 180.75  TD
0.33  Tc (37) Tj
ET
Q 
q 
495.75 180 15.75 6.75 re h W n 
BT
495.75 180.75  TD
(\(5%\)) Tj
ET
Q 
q 
549 180 13.5 6.75 re h W n 
BT
549 180.75  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
72.75 172.5 208.5 6.75 re h W n 
BT
72.75 174  TD
0.2298  Tc -0.0648  Tw (Separate accounts, pooled vehicle and other arrangements) Tj
ET
Q 
q 
316.5 172.5 13.5 6.75 re h W n 
BT
316.5 173.25  TD
0.33  Tc (145) Tj
ET
Q 
q 
381 172.5 13.5 6.75 re h W n 
BT
381 173.25  TD
0.33  Tc (145) Tj
ET
Q 
q 
445.5 172.5 13.5 6.75 re h W n 
BT
445.5 173.25  TD
0.33  Tc (142) Tj
ET
Q 
q 
498 172.5 13.5 6.75 re h W n 
BT
498 173.25  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
549 172.5 11.25 6.75 re h W n 
BT
549 173.25  TD
0.2062  Tc (2%) Tj
ET
Q 
BT
72.75 164.25  TD
0.2523  Tc -0.0873  Tw (Sub-total Institutional) Tj
243.75 0.75  TD 0.33  Tc 0  Tw (182) Tj
64.5 0  TD (184) Tj
64.5 0  TD (179) Tj
50.25 0  TD -0.0206  Tc (\(1%\)) Tj
53.25 0  TD 0.2062  Tc (2%) Tj
ET
q 
57 153.75 173.25 8.25 re h W n 
BT
57 155.25  TD
/F0 7.5  Tf
0.1037  Tc 0.0613  Tw (Total assets under management or supervision) Tj
ET
Q 
q 
278.25 153 4.5 9 re h W n 
BT
278.25 155.25  TD
0.33  Tc ($) Tj
ET
Q 
q 
316.5 153 13.5 9 re h W n 
BT
316.5 155.25  TD
0.33  Tc (451) Tj
ET
Q 
q 
342.75 153 4.5 9 re h W n 
BT
342.75 155.25  TD
0.33  Tc ($) Tj
ET
Q 
q 
381 153 13.5 9 re h W n 
BT
381 155.25  TD
0.33  Tc (487) Tj
ET
Q 
q 
407.25 153 4.5 9 re h W n 
BT
407.25 155.25  TD
0.33  Tc ($) Tj
ET
Q 
q 
445.5 153 13.5 9 re h W n 
BT
445.5 155.25  TD
0.33  Tc (452) Tj
ET
Q 
q 
495.75 153 15.75 9 re h W n 
BT
495.75 155.25  TD
-0.0206  Tc (\(7%\)) Tj
ET
Q 
q 
549 153 13.5 9 re h W n 
BT
549 155.25  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
57 140.25 9 8.25 re h W n 
BT
57 141.75  TD
0.195  Tc (\(1\)) Tj
ET
Q 
q 
72.75 140.25 299.25 8.25 re h W n 
BT
72.75 141.75  TD
0.1398  Tc 0.0252  Tw (Includes preferred and common equity and preferred securities issued by subsidiaries.) Tj
ET
Q 
q 
57 132 9 7.5 re h W n 
BT
57 133.5  TD
0.195  Tc (\(2\)) Tj
ET
Q 
q 
72.75 132 480.75 7.5 re h W n 
BT
72.75 133.5  TD
0.1763  Tc -0.0113  Tw (Includes preferred and common equity, preferred securities issued by subsidiaries, capital units and non-current portion of long-term debt.) Tj
ET
Q 
q 
57 123.75 9 7.5 re h W n 
BT
57 125.25  TD
0.195  Tc (\(3\)) Tj
ET
Q 
q 
72.75 123.75 228 7.5 re h W n 
BT
72.75 125.25  TD
0.1955  Tc -0.0305  Tw (Includes principal trading, commissions and net interest revenue.) Tj
ET
Q 
q 
57 115.5 9 7.5 re h W n 
BT
57 117  TD
0.195  Tc (\(4\)) Tj
ET
Q 
q 
72.75 115.5 256.5 7.5 re h W n 
BT
72.75 117  TD
0.216  Tc -0.051  Tw (Source: Thomson Financial Securities Data -  January 1 to June 4, 2002.) Tj
ET
Q 
q 
57 107.25 9 7.5 re h W n 
BT
57 108.75  TD
0.195  Tc (\(5\)) Tj
ET
Q 
q 
72.75 107.25 438.75 7.5 re h W n 
BT
72.75 108.75  TD
0.1117  Tc 0.0533  Tw (Represents the amount of assets in client accounts where the basis of payment for services is a fee calculated on those assets.) Tj
ET
Q 
q 
57 99 13.5 7.5 re h W n 
BT
57 100.5  TD
0.165  Tc (Note:) Tj
ET
Q 
q 
72.75 99 365.25 7.5 re h W n 
BT
72.75 100.5  TD
0.193  Tc -0.028  Tw (Certain reclassifications have been made to prior period amounts to conform to the current presentation.) Tj
ET
Q 
q 
388.5 90 15.75 8.25 re h W n 
BT
388.5 91.5  TD
0  Tc 0.165  Tw (F - 7) Tj
ET
Q 
276 483 187.5 0.75 re f
469.5 483 95.25 0.75 re f
276 475.5 58.5 0.75 re f
340.5 475.5 58.5 0.75 re f
405 475.5 58.5 0.75 re f
469.5 475.5 44.25 0.75 re f
519.75 475.5 45 0.75 re f
570.75 475.5 58.5 0.75 re f
635.25 475.5 58.5 0.75 re f
276 227.25 58.5 0.75 re f
340.5 227.25 58.5 0.75 re f
276 204.75 58.5 0.75 re f
340.5 204.75 58.5 0.75 re f
276 195 58.5 0.75 re f
340.5 195 58.5 0.75 re f
276 171.75 58.5 0.75 re f
340.5 171.75 58.5 0.75 re f
276 162 58.5 0.75 re f
340.5 162 58.5 0.75 re f
276 153 58.5 0.75 re f
276 152.25 58.5 0.75 re f
340.5 153 58.5 0.75 re f
340.5 152.25 58.5 0.75 re f
570.75 483 123 0.75 re f
699.75 475.5 38.25 0.75 re f
405 227.25 58.5 0.75 re f
405 204.75 58.5 0.75 re f
405 195 58.5 0.75 re f
405 171.75 58.5 0.75 re f
405 162 58.5 0.75 re f
405 153 58.5 0.75 re f
405 152.25 58.5 0.75 re f
54.75 148.5 228.75 0.75 re f

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BT
318.75 519  TD
0 0 0 rg 
/F0 8.25  Tf
-0.2852  Tc 0.2417  Tw (MORGAN STANLEY DEAN WITTER & CO.) Tj
-19.5 -12  TD 0.2772  Tc -0.3207  Tw (Credit Services Income Statement Information ) Tj
34.5 -12  TD 0.2235  Tc -0.267  Tw (\(unaudited, dollars in millions\)) Tj
18.75 -12  TD 0.2607  Tc -0.3042  Tw (\(Managed loan basis\)) Tj
-27.75 -19.5  TD /F1 7.5  Tf
0.1994  Tc -0.0344  Tw (Quarter Ended) Tj
129.75 0  TD 0.2046  Tc -0.0396  Tw (Percentage Change From:) Tj
132.75 0  TD 0.2363  Tc -0.0712  Tw (Six Months Ended) Tj
99 0  TD 0.2145  Tc 0  Tw (Percentage) Tj
-424.5 -9  TD 0.2978  Tc -0.1328  Tw (May 31, 2002) Tj
64.5 0  TD (May 31, 2001) Tj
65.25 0  TD 0.2723  Tc -0.1073  Tw (Feb 28, 2002) Tj
58.5 0  TD 0.2978  Tc -0.1328  Tw (May 31, 2001) Tj
54.75 0  TD 0.2723  Tc -0.1073  Tw (Feb 28, 2002) Tj
58.5 0  TD 0.2978  Tc -0.1328  Tw (May 31, 2002) Tj
64.5 0  TD (May 31, 2001) Tj
64.5 0  TD 0.2475  Tc 0  Tw (Change) Tj
-624 -20.25  TD -0.1515  Tc (Fees:) Tj
17.25 -9.75  TD 0.2686  Tc -0.1036  Tw (Merchant and cardmember) Tj
ET
q 
257.25 423 3 9 re h W n 
BT
257.25 425.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
BT
298.5 425.25  TD
0.33  Tc 0  Tw (552) Tj
ET
q 
321.75 423 3 9 re h W n 
BT
321.75 425.25  TD
($) Tj
ET
Q 
BT
363 425.25  TD
(512) Tj
ET
q 
386.25 423 3 9 re h W n 
BT
386.25 425.25  TD
($) Tj
ET
Q 
BT
427.5 425.25  TD
(541) Tj
54.75 0  TD 0.2062  Tc (8%) Tj
54 0  TD (2%) Tj
ET
q 
558.75 423 3 9 re h W n 
BT
558.75 425.25  TD
0.33  Tc ($) Tj
ET
Q 
BT
593.25 425.25  TD
0.297  Tc (1,093) Tj
ET
q 
623.25 423 3 9 re h W n 
BT
623.25 425.25  TD
0.33  Tc ($) Tj
ET
Q 
BT
657.75 425.25  TD
(1,008) Tj
53.25 0  TD 0.2062  Tc (8%) Tj
-625.5 -10.5  TD 0.24  Tc (Servicing) Tj
222 0.75  TD 0.33  Tc (0) Tj
64.5 0  TD (0) Tj
64.5 0  TD (0) Tj
45.75 0  TD -0.2475  Tc 0.4125  Tw (  --  ) Tj
54 0  TD (  --  ) Tj
72.75 0  TD 0.33  Tc 0  Tw (0) Tj
64.5 0  TD (0) Tj
37.5 0  TD -0.2475  Tc 0.4125  Tw (  --  ) Tj
-642.75 -10.5  TD 0.2985  Tc 0  Tw (Other) Tj
239.25 0.75  TD 0.33  Tc (0) Tj
64.5 0  TD (0) Tj
64.5 0  TD (2) Tj
45.75 0  TD -0.2475  Tc 0.4125  Tw (  --  ) Tj
55.5 0  TD 0.0825  Tc 0.0825  Tw (  *  ) Tj
71.25 0  TD 0.33  Tc 0  Tw (2) Tj
64.5 0  TD (0) Tj
39 0  TD 0.0825  Tc 0.0825  Tw (  *  ) Tj
-627 -10.5  TD 0.2052  Tc -0.0402  Tw (Total non-interest revenues) Tj
213 0.75  TD 0.33  Tc 0  Tw (552) Tj
64.5 0  TD (512) Tj
64.5 0  TD (543) Tj
54.75 0  TD 0.2062  Tc (8%) Tj
54 0  TD (2%) Tj
57 0  TD 0.297  Tc (1,095) Tj
64.5 0  TD (1,008) Tj
53.25 0  TD 0.2062  Tc (9%) Tj
-642.75 -14.25  TD 0.126  Tc 0.039  Tw (Interest revenue) Tj
223.5 0.75  TD 0.297  Tc 0  Tw (1,614) Tj
64.5 0  TD (1,745) Tj
64.5 0  TD (1,611) Tj
59.25 0  TD -0.0206  Tc (\(8%\)) Tj
56.25 0  TD -0.2475  Tc 0.4125  Tw (  --  ) Tj
57 0  TD 0.297  Tc 0  Tw (3,225) Tj
64.5 0  TD (3,492) Tj
51 0  TD -0.0206  Tc (\(8%\)) Tj
-640.5 -10.5  TD 0.0425  Tc 0.1225  Tw (Interest expense) Tj
230.25 0.75  TD 0.33  Tc 0  Tw (480) Tj
64.5 0  TD (730) Tj
64.5 0  TD (499) Tj
48 0  TD 0.0495  Tc (\(34%\)) Tj
58.5 0  TD -0.0206  Tc (\(4%\)) Tj
66 0  TD 0.33  Tc (979) Tj
57.75 0  TD 0.297  Tc (1,528) Tj
46.5 0  TD 0.0495  Tc (\(36%\)) Tj
-618.75 -10.5  TD 0.195  Tc -0.03  Tw (Net interest income) Tj
206.25 0.75  TD 0.297  Tc 0  Tw (1,134) Tj
64.5 0  TD (1,015) Tj
64.5 0  TD (1,112) Tj
57 0  TD 0.2475  Tc (12%) Tj
58.5 0  TD 0.2062  Tc (2%) Tj
57 0  TD 0.297  Tc (2,246) Tj
64.5 0  TD (1,964) Tj
48.75 0  TD 0.2475  Tc (14%) Tj
-638.25 -14.25  TD 0.1268  Tc 0.0383  Tw (Provision for consumer loan losses) Tj
230.25 0.75  TD 0.33  Tc 0  Tw (812) Tj
64.5 0  TD (625) Tj
64.5 0  TD (832) Tj
50.25 0  TD 0.2475  Tc (30%) Tj
56.25 0  TD -0.0206  Tc (\(2%\)) Tj
59.25 0  TD 0.297  Tc (1,644) Tj
64.5 0  TD (1,210) Tj
48.75 0  TD 0.2475  Tc (36%) Tj
-621 -10.5  TD 0.238  Tc -0.073  Tw (Net credit income) Tj
213 0.75  TD 0.33  Tc 0  Tw (322) Tj
64.5 0  TD (390) Tj
64.5 0  TD (280) Tj
48 0  TD 0.0495  Tc (\(17%\)) Tj
56.25 0  TD 0.2475  Tc (15%) Tj
68.25 0  TD 0.33  Tc (602) Tj
64.5 0  TD (754) Tj
39.75 0  TD 0.0495  Tc (\(20%\)) Tj
-618.75 -14.25  TD 0.1575  Tc 0.0075  Tw (Net revenues) Tj
213 0.75  TD 0.33  Tc 0  Tw (874) Tj
64.5 0  TD (902) Tj
64.5 0  TD (823) Tj
52.5 0  TD -0.0206  Tc (\(3%\)) Tj
56.25 0  TD 0.2062  Tc (6%) Tj
57 0  TD 0.297  Tc (1,697) Tj
64.5 0  TD (1,762) Tj
51 0  TD -0.0206  Tc (\(4%\)) Tj
-640.5 -14.25  TD 0.2553  Tc -0.0903  Tw (Compensation and benefits) Tj
230.25 0.75  TD 0.33  Tc 0  Tw (192) Tj
64.5 0  TD (189) Tj
64.5 0  TD (188) Tj
54.75 0  TD 0.2062  Tc (2%) Tj
54 0  TD (2%) Tj
63.75 0  TD 0.33  Tc (380) Tj
64.5 0  TD (377) Tj
46.5 0  TD 0.2062  Tc (1%) Tj
-642.75 -10.5  TD 0.2718  Tc -0.1068  Tw (Occupancy and equipment) Tj
234.75 0.75  TD 0.33  Tc 0  Tw (16) Tj
64.5 0  TD (15) Tj
64.5 0  TD (14) Tj
50.25 0  TD 0.2062  Tc (7%) Tj
49.5 0  TD 0.2475  Tc (14%) Tj
72.75 0  TD 0.33  Tc (30) Tj
64.5 0  TD (31) Tj
39.75 0  TD -0.0206  Tc (\(3%\)) Tj
-640.5 -10.5  TD 0.2311  Tc -0.0661  Tw (Information processing and communications) Tj
234.75 0.75  TD 0.33  Tc 0  Tw (90) Tj
64.5 0  TD (93) Tj
64.5 0  TD (79) Tj
48 0  TD -0.0206  Tc (\(3%\)) Tj
51.75 0  TD 0.2475  Tc (14%) Tj
68.25 0  TD 0.33  Tc (169) Tj
64.5 0  TD (179) Tj
44.25 0  TD -0.0206  Tc (\(6%\)) Tj
-640.5 -10.5  TD 0.1865  Tc -0.0215  Tw (Marketing and business development ) Tj
230.25 0.75  TD 0.33  Tc 0  Tw (102) Tj
64.5 0  TD (163) Tj
64.5 0  TD (119) Tj
48 0  TD 0.0495  Tc (\(37%\)) Tj
54 0  TD (\(14%\)) Tj
70.5 0  TD 0.33  Tc (221) Tj
64.5 0  TD (345) Tj
39.75 0  TD 0.0495  Tc (\(36%\)) Tj
-636 -10.5  TD 0.0866  Tc 0.0784  Tw (Professional services) Tj
234.75 0.75  TD 0.33  Tc 0  Tw (57) Tj
64.5 0  TD (52) Tj
64.5 0  TD (49) Tj
45.75 0  TD 0.2475  Tc (10%) Tj
54 0  TD (16%) Tj
68.25 0  TD 0.33  Tc (106) Tj
64.5 0  TD (108) Tj
44.25 0  TD -0.0206  Tc (\(2%\)) Tj
-640.5 -10.5  TD 0.2985  Tc (Other) Tj
230.25 0.75  TD 0.33  Tc (105) Tj
64.5 0  TD (111) Tj
64.5 0  TD (119) Tj
52.5 0  TD -0.0206  Tc (\(5%\)) Tj
49.5 0  TD 0.0495  Tc (\(12%\)) Tj
70.5 0  TD 0.33  Tc (224) Tj
64.5 0  TD (212) Tj
46.5 0  TD 0.2062  Tc (6%) Tj
-625.5 -10.5  TD 0.1851  Tc -0.0201  Tw (Total non-interest expenses) Tj
213 0.75  TD 0.33  Tc 0  Tw (562) Tj
64.5 0  TD (623) Tj
64.5 0  TD (568) Tj
48 0  TD 0.0495  Tc (\(10%\)) Tj
58.5 0  TD -0.0206  Tc (\(1%\)) Tj
59.25 0  TD 0.297  Tc (1,130) Tj
64.5 0  TD (1,252) Tj
46.5 0  TD 0.0495  Tc (\(10%\)) Tj
-636 -10.5  TD 0.2373  Tc -0.0723  Tw (Income before taxes and cumulative) Tj
0 -9.75  TD 0.2513  Tc -0.0863  Tw (              effect of accounting change) Tj
230.25 0.75  TD 0.33  Tc 0  Tw (312) Tj
64.5 0  TD (279) Tj
64.5 0  TD (255) Tj
50.25 0  TD 0.2475  Tc (12%) Tj
54 0  TD (22%) Tj
68.25 0  TD 0.33  Tc (567) Tj
64.5 0  TD (510) Tj
42 0  TD 0.2475  Tc (11%) Tj
ET
q 
68.25 223.5 70.5 8.25 re h W n 
BT
68.25 225  TD
0.1439  Tc 0.0211  Tw (Income tax expense) Tj
ET
Q 
q 
298.5 223.5 13.5 8.25 re h W n 
BT
298.5 225  TD
0.33  Tc (116) Tj
ET
Q 
q 
363 223.5 13.5 8.25 re h W n 
BT
363 225  TD
0.33  Tc (108) Tj
ET
Q 
q 
432 223.5 9 8.25 re h W n 
BT
432 225  TD
0.33  Tc (88) Tj
ET
Q 
q 
482.25 223.5 11.25 8.25 re h W n 
BT
482.25 225  TD
0.2062  Tc (7%) Tj
ET
Q 
q 
531.75 223.5 15.75 8.25 re h W n 
BT
531.75 225  TD
(32%) Tj
ET
Q 
q 
600 223.5 13.5 8.25 re h W n 
BT
600 225  TD
0.33  Tc (204) Tj
ET
Q 
q 
664.5 223.5 13.5 8.25 re h W n 
BT
664.5 225  TD
0.33  Tc (197) Tj
ET
Q 
q 
711 223.5 11.25 8.25 re h W n 
BT
711 225  TD
0.2062  Tc (4%) Tj
ET
Q 
BT
68.25 215.25  TD
0.2574  Tc -0.0924  Tw (Income before cumulative effect) Tj
0 -9.75  TD 0.2708  Tc -0.1058  Tw (             of accounting change) Tj
230.25 0.75  TD 0.33  Tc 0  Tw (196) Tj
64.5 0  TD (171) Tj
64.5 0  TD (167) Tj
50.25 0  TD 0.2475  Tc (15%) Tj
54 0  TD (17%) Tj
68.25 0  TD 0.33  Tc (363) Tj
64.5 0  TD (313) Tj
42 0  TD 0.2475  Tc (16%) Tj
-638.25 -10.5  TD 0.2597  Tc -0.0947  Tw (Cumulative effect of accounting change \(1\)) Tj
239.25 0.75  TD 0.33  Tc 0  Tw (0) Tj
64.5 0  TD (0) Tj
64.5 0  TD (0) Tj
45.75 0  TD -0.2475  Tc 0.4125  Tw (  --  ) Tj
54 0  TD (  --  ) Tj
72.75 0  TD 0.33  Tc 0  Tw (0) Tj
57.75 0  TD 1 0 0 rg 
0.2288  Tc (\(13\)) Tj
45.75 0  TD 0 0 0 rg 
0.0825  Tc 0.0825  Tw (  *  ) Tj
ET
q 
68.25 184.5 40.5 9 re h W n 
BT
68.25 186.75  TD
0.2675  Tc -0.1025  Tw (Net income) Tj
ET
Q 
q 
257.25 184.5 3 9 re h W n 
BT
257.25 186.75  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
298.5 184.5 13.5 9 re h W n 
BT
298.5 186.75  TD
0.33  Tc 0  Tw (196) Tj
ET
Q 
q 
321.75 184.5 3 9 re h W n 
BT
321.75 186.75  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
363 184.5 13.5 9 re h W n 
BT
363 186.75  TD
0.33  Tc 0  Tw (171) Tj
ET
Q 
q 
386.25 184.5 3 9 re h W n 
BT
386.25 186.75  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
427.5 184.5 13.5 9 re h W n 
BT
427.5 186.75  TD
0.33  Tc 0  Tw (167) Tj
ET
Q 
q 
477.75 184.5 15.75 9 re h W n 
BT
477.75 186.75  TD
0.2475  Tc 0  Tw (15%) Tj
ET
Q 
q 
531.75 184.5 15.75 9 re h W n 
BT
531.75 186.75  TD
0.2475  Tc 0  Tw (17%) Tj
ET
Q 
q 
558.75 184.5 3 9 re h W n 
BT
558.75 186.75  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
600 184.5 13.5 9 re h W n 
BT
600 186.75  TD
0.33  Tc 0  Tw (363) Tj
ET
Q 
q 
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Q 
q 
526.5 411.75 15.75 8.25 re h W n 
BT
526.5 413.25  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(6%\)) Tj
ET
Q 
q 
552.75 411.75 3.75 8.25 re h W n 
BT
552.75 413.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
586.5 411.75 24.75 8.25 re h W n 
BT
586.5 413.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (10,224) Tj
ET
Q 
q 
624 411.75 4.5 8.25 re h W n 
BT
624 413.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
658.5 411.75 24.75 8.25 re h W n 
BT
658.5 413.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.3025  Tc 0  Tw (12,264) Tj
ET
Q 
q 
714 411.75 20.25 8.25 re h W n 
BT
714 413.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(17%\)) Tj
ET
Q 
q 
57.75 393.75 41.25 8.25 re h W n 
BT
57.75 395.25  TD
0 0 0 rg 
/F0 7.5  Tf
0.0733  Tc 0.0917  Tw (Net income) Tj
ET
Q 
q 
74.25 384.75 34.5 8.25 re h W n 
BT
74.25 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2325  Tc 0  Tw (Securities) Tj
ET
Q 
q 
231 384.75 4.5 8.25 re h W n 
BT
231 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
276.75 384.75 13.5 8.25 re h W n 
BT
276.75 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (460) Tj
ET
Q 
q 
303 384.75 3.75 8.25 re h W n 
BT
303 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
348 384.75 13.5 8.25 re h W n 
BT
348 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (632) Tj
ET
Q 
q 
374.25 384.75 4.5 8.25 re h W n 
BT
374.25 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
420 384.75 13.5 8.25 re h W n 
BT
420 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (539) Tj
ET
Q 
q 
468.75 384.75 20.25 8.25 re h W n 
BT
468.75 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(27%\)) Tj
ET
Q 
q 
522 384.75 20.25 8.25 re h W n 
BT
522 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(15%\)) Tj
ET
Q 
q 
552.75 384.75 3.75 8.25 re h W n 
BT
552.75 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
597.75 384.75 13.5 8.25 re h W n 
BT
597.75 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (999) Tj
ET
Q 
q 
624 384.75 4.5 8.25 re h W n 
BT
624 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
663 384.75 20.25 8.25 re h W n 
BT
663 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,412) Tj
ET
Q 
q 
714 384.75 20.25 8.25 re h W n 
BT
714 386.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(29%\)) Tj
ET
Q 
q 
74.25 375.75 87.75 8.25 re h W n 
BT
74.25 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2524  Tc -0.0874  Tw (Investment Management) Tj
ET
Q 
q 
276.75 375.75 13.5 8.25 re h W n 
BT
276.75 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (141) Tj
ET
Q 
q 
348 375.75 13.5 8.25 re h W n 
BT
348 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (127) Tj
ET
Q 
q 
420 375.75 13.5 8.25 re h W n 
BT
420 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (142) Tj
ET
Q 
q 
471 375.75 15.75 8.25 re h W n 
BT
471 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (11%) Tj
ET
Q 
q 
526.5 375.75 15.75 8.25 re h W n 
BT
526.5 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(1%\)) Tj
ET
Q 
q 
597.75 375.75 13.5 8.25 re h W n 
BT
597.75 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (283) Tj
ET
Q 
q 
669.75 375.75 13.5 8.25 re h W n 
BT
669.75 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (280) Tj
ET
Q 
q 
720.75 375.75 11.25 8.25 re h W n 
BT
720.75 377.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2062  Tc 0  Tw (1%) Tj
ET
Q 
q 
74.25 366.75 52.5 8.25 re h W n 
BT
74.25 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.1602  Tc 0.0048  Tw (Credit Services) Tj
ET
Q 
q 
276.75 366.75 13.5 8.25 re h W n 
BT
276.75 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (196) Tj
ET
Q 
q 
348 366.75 13.5 8.25 re h W n 
BT
348 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (171) Tj
ET
Q 
q 
420 366.75 13.5 8.25 re h W n 
BT
420 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (167) Tj
ET
Q 
q 
471 366.75 15.75 8.25 re h W n 
BT
471 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (15%) Tj
ET
Q 
q 
524.25 366.75 15.75 8.25 re h W n 
BT
524.25 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (17%) Tj
ET
Q 
q 
597.75 366.75 13.5 8.25 re h W n 
BT
597.75 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (363) Tj
ET
Q 
q 
669.75 366.75 13.5 8.25 re h W n 
BT
669.75 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (313) Tj
ET
Q 
q 
716.25 366.75 15.75 8.25 re h W n 
BT
716.25 368.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2475  Tc 0  Tw (16%) Tj
ET
Q 
q 
74.25 357.75 114 8.25 re h W n 
BT
74.25 359.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2574  Tc -0.0924  Tw (Income before cumulative effect) Tj
ET
Q 
q 
74.25 348.75 103.5 8.25 re h W n 
BT
74.25 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.2708  Tc -0.1058  Tw (            of accounting change) Tj
ET
Q 
q 
276.75 348.75 13.5 8.25 re h W n 
BT
276.75 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (797) Tj
ET
Q 
q 
348 348.75 13.5 8.25 re h W n 
BT
348 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (930) Tj
ET
Q 
q 
420 348.75 13.5 8.25 re h W n 
BT
420 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.33  Tc 0  Tw (848) Tj
ET
Q 
q 
468.75 348.75 20.25 8.25 re h W n 
BT
468.75 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
526.5 348.75 15.75 8.25 re h W n 
BT
526.5 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
-0.0206  Tc 0  Tw (\(6%\)) Tj
ET
Q 
q 
591 348.75 20.25 8.25 re h W n 
BT
591 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (1,645) Tj
ET
Q 
q 
663 348.75 20.25 8.25 re h W n 
BT
663 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.297  Tc 0  Tw (2,005) Tj
ET
Q 
q 
714 348.75 20.25 8.25 re h W n 
BT
714 350.25  TD
0 0 0 rg 
/F1 7.5  Tf
0.0495  Tc 0  Tw (\(18%\)) Tj
ET
Q 
BT
74.25 340.5  TD
0 0 0 rg 
/F1 7.5  Tf
0.2597  Tc -0.0947  Tw (Cumulative effect of accounting change \(1\)) Tj
211.5 0.75  TD 0.33  Tc 0  Tw (0) Tj
71.25 0  TD (0) Tj
72 0  TD (0) Tj
46.5 0  TD -0.2475  Tc 0.4125  Tw (  --  ) Tj
53.25 0  TD (  --  ) Tj
78 0  TD 0.33  Tc 0  Tw (0) Tj
65.25 0  TD 1 0 0 rg 
0.2288  Tc (\(59\)) Tj
50.25 0  TD 0 0 0 rg 
0.0825  Tc 0.0825  Tw (  *  ) Tj
ET
q 
74.25 330 88.5 8.25 re h W n 
BT
74.25 332.25  TD
0.2682  Tc -0.1032  Tw (Consolidated net income) Tj
ET
Q 
q 
231 330 4.5 8.25 re h W n 
BT
231 331.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
276.75 330 13.5 8.25 re h W n 
BT
276.75 331.5  TD
0.33  Tc 0  Tw (797) Tj
ET
Q 
q 
303 330 3.75 8.25 re h W n 
BT
303 331.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
348 330 13.5 8.25 re h W n 
BT
348 331.5  TD
0.33  Tc 0  Tw (930) Tj
ET
Q 
q 
374.25 330 4.5 8.25 re h W n 
BT
374.25 331.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
420 330 13.5 8.25 re h W n 
BT
420 331.5  TD
0.33  Tc 0  Tw (848) Tj
ET
Q 
q 
468.75 330 20.25 8.25 re h W n 
BT
468.75 331.5  TD
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
526.5 330 15.75 8.25 re h W n 
BT
526.5 331.5  TD
-0.0206  Tc 0  Tw (\(6%\)) Tj
ET
Q 
q 
552.75 330 3.75 8.25 re h W n 
BT
552.75 331.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
591 330 20.25 8.25 re h W n 
BT
591 331.5  TD
0.297  Tc 0  Tw (1,645) Tj
ET
Q 
q 
624 330 4.5 8.25 re h W n 
BT
624 331.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
663 330 20.25 8.25 re h W n 
BT
663 331.5  TD
0.297  Tc 0  Tw (1,946) Tj
ET
Q 
q 
714 330 20.25 8.25 re h W n 
BT
714 331.5  TD
0.0495  Tc 0  Tw (\(15%\)) Tj
ET
Q 
q 
74.25 321 132 8.25 re h W n 
BT
74.25 323.25  TD
0.163  Tc 0.002  Tw (Preferred stock dividend requirements) Tj
ET
Q 
q 
231 321 4.5 8.25 re h W n 
BT
231 322.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
285.75 321 4.5 8.25 re h W n 
BT
285.75 322.5  TD
0.33  Tc 0  Tw (0) Tj
ET
Q 
q 
303 321 3.75 8.25 re h W n 
BT
303 322.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
357 321 4.5 8.25 re h W n 
BT
357 322.5  TD
0.33  Tc 0  Tw (9) Tj
ET
Q 
q 
374.25 321 4.5 8.25 re h W n 
BT
374.25 322.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
429 321 4.5 8.25 re h W n 
BT
429 322.5  TD
0.33  Tc 0  Tw (0) Tj
ET
Q 
q 
477 321 12 8.25 re h W n 
BT
477 322.5  TD
(  *  ) Tj
ET
Q 
q 
528.75 321 13.5 8.25 re h W n 
BT
528.75 322.5  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
552.75 321 3.75 8.25 re h W n 
BT
552.75 322.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
606.75 321 4.5 8.25 re h W n 
BT
606.75 322.5  TD
0.33  Tc 0  Tw (0) Tj
ET
Q 
q 
624 321 4.5 8.25 re h W n 
BT
624 322.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
674.25 321 9 8.25 re h W n 
BT
674.25 322.5  TD
0.33  Tc 0  Tw (18) Tj
ET
Q 
q 
722.25 321 12 8.25 re h W n 
BT
722.25 322.5  TD
(  *  ) Tj
ET
Q 
q 
74.25 312 136.5 8.25 re h W n 
BT
74.25 314.25  TD
0.2304  Tc -0.0654  Tw (Earnings applicable to common shares) Tj
ET
Q 
q 
231 312 4.5 8.25 re h W n 
BT
231 313.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
276.75 312 13.5 8.25 re h W n 
BT
276.75 313.5  TD
0.33  Tc 0  Tw (797) Tj
ET
Q 
q 
303 312 3.75 8.25 re h W n 
BT
303 313.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
348 312 13.5 8.25 re h W n 
BT
348 313.5  TD
0.33  Tc 0  Tw (921) Tj
ET
Q 
q 
374.25 312 4.5 8.25 re h W n 
BT
374.25 313.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
420 312 13.5 8.25 re h W n 
BT
420 313.5  TD
0.33  Tc 0  Tw (848) Tj
ET
Q 
q 
468.75 312 20.25 8.25 re h W n 
BT
468.75 313.5  TD
0.0495  Tc 0  Tw (\(13%\)) Tj
ET
Q 
q 
526.5 312 15.75 8.25 re h W n 
BT
526.5 313.5  TD
-0.0206  Tc 0  Tw (\(6%\)) Tj
ET
Q 
q 
552.75 312 3.75 8.25 re h W n 
BT
552.75 313.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
591 312 20.25 8.25 re h W n 
BT
591 313.5  TD
0.297  Tc 0  Tw (1,645) Tj
ET
Q 
q 
624 312 4.5 8.25 re h W n 
BT
624 313.5  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
663 312 20.25 8.25 re h W n 
BT
663 313.5  TD
0.297  Tc 0  Tw (1,928) Tj
ET
Q 
q 
714 312 20.25 8.25 re h W n 
BT
714 313.5  TD
0.0495  Tc 0  Tw (\(15%\)) Tj
ET
Q 
q 
57.75 294.75 129 8.25 re h W n 
BT
57.75 296.25  TD
/F0 7.5  Tf
0.1314  Tc 0.0336  Tw (Basic earnings per common share ) Tj
ET
Q 
q 
74.25 285.75 114 8.25 re h W n 
BT
74.25 287.25  TD
0.2574  Tc -0.0924  Tw (Income before cumulative effect) Tj
ET
Q 
q 
74.25 276.75 103.5 8.25 re h W n 
BT
74.25 278.25  TD
0.2708  Tc -0.1058  Tw (            of accounting change) Tj
ET
Q 
q 
231 276.75 4.5 8.25 re h W n 
BT
231 278.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
274.5 276.75 15.75 8.25 re h W n 
BT
274.5 278.25  TD
0.2888  Tc 0  Tw (0.73) Tj
ET
Q 
q 
303 276.75 3.75 8.25 re h W n 
BT
303 278.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
345.75 276.75 15.75 8.25 re h W n 
BT
345.75 278.25  TD
0.2888  Tc 0  Tw (0.85) Tj
ET
Q 
q 
374.25 276.75 4.5 8.25 re h W n 
BT
374.25 278.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
417.75 276.75 15.75 8.25 re h W n 
BT
417.75 278.25  TD
0.2888  Tc 0  Tw (0.78) Tj
ET
Q 
q 
468.75 276.75 20.25 8.25 re h W n 
BT
468.75 278.25  TD
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
526.5 276.75 15.75 8.25 re h W n 
BT
526.5 278.25  TD
-0.0206  Tc 0  Tw (\(6%\)) Tj
ET
Q 
q 
552.75 276.75 3.75 8.25 re h W n 
BT
552.75 278.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
595.5 276.75 15.75 8.25 re h W n 
BT
595.5 278.25  TD
0.2888  Tc 0  Tw (1.52) Tj
ET
Q 
q 
624 276.75 4.5 8.25 re h W n 
BT
624 278.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
667.5 276.75 15.75 8.25 re h W n 
BT
667.5 278.25  TD
0.2888  Tc 0  Tw (1.83) Tj
ET
Q 
q 
714 276.75 20.25 8.25 re h W n 
BT
714 278.25  TD
0.0495  Tc 0  Tw (\(17%\)) Tj
ET
Q 
q 
74.25 267.75 141 8.25 re h W n 
BT
74.25 269.25  TD
0.2654  Tc -0.1004  Tw (Cumulative effect of accounting change) Tj
ET
Q 
q 
231 267.75 4.5 8.25 re h W n 
BT
231 269.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
274.5 267.75 15.75 8.25 re h W n 
BT
274.5 269.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
303 267.75 3.75 8.25 re h W n 
BT
303 269.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
345.75 267.75 15.75 8.25 re h W n 
BT
345.75 269.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
374.25 267.75 4.5 8.25 re h W n 
BT
374.25 269.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
417.75 267.75 15.75 8.25 re h W n 
BT
417.75 269.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
475.5 267.75 13.5 8.25 re h W n 
BT
475.5 269.25  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
528.75 267.75 13.5 8.25 re h W n 
BT
528.75 269.25  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
552.75 267.75 3.75 8.25 re h W n 
BT
552.75 269.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
595.5 267.75 15.75 8.25 re h W n 
BT
595.5 269.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
624 267.75 4.5 8.25 re h W n 
BT
624 269.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
665.25 267.75 20.25 8.25 re h W n 
BT
665.25 269.25  TD
0.235  Tc 0  Tw (\(0.05\)) Tj
ET
Q 
q 
722.25 267.75 12 8.25 re h W n 
BT
722.25 269.25  TD
(  *  ) Tj
ET
Q 
q 
74.25 258.75 40.5 8.25 re h W n 
BT
74.25 260.25  TD
0.2675  Tc -0.1025  Tw (Net income) Tj
ET
Q 
q 
231 258.75 4.5 8.25 re h W n 
BT
231 260.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
274.5 258.75 15.75 8.25 re h W n 
BT
274.5 260.25  TD
0.2888  Tc 0  Tw (0.73) Tj
ET
Q 
q 
303 258.75 3.75 8.25 re h W n 
BT
303 260.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
345.75 258.75 15.75 8.25 re h W n 
BT
345.75 260.25  TD
0.2888  Tc 0  Tw (0.85) Tj
ET
Q 
q 
374.25 258.75 4.5 8.25 re h W n 
BT
374.25 260.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
417.75 258.75 15.75 8.25 re h W n 
BT
417.75 260.25  TD
0.2888  Tc 0  Tw (0.78) Tj
ET
Q 
q 
468.75 258.75 20.25 8.25 re h W n 
BT
468.75 260.25  TD
0.0495  Tc 0  Tw (\(14%\)) Tj
ET
Q 
q 
526.5 258.75 15.75 8.25 re h W n 
BT
526.5 260.25  TD
-0.0206  Tc 0  Tw (\(6%\)) Tj
ET
Q 
q 
552.75 258.75 3.75 8.25 re h W n 
BT
552.75 260.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
595.5 258.75 15.75 8.25 re h W n 
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595.5 260.25  TD
0.2888  Tc 0  Tw (1.52) Tj
ET
Q 
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624 258.75 4.5 8.25 re h W n 
BT
624 260.25  TD
0.33  Tc 0  Tw ($) Tj
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Q 
q 
667.5 258.75 15.75 8.25 re h W n 
BT
667.5 260.25  TD
0.2888  Tc 0  Tw (1.78) Tj
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Q 
q 
714 258.75 20.25 8.25 re h W n 
BT
714 260.25  TD
0.0495  Tc 0  Tw (\(15%\)) Tj
ET
Q 
q 
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BT
57.75 251.25  TD
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Q 
q 
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BT
74.25 242.25  TD
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Q 
q 
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74.25 233.25  TD
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Q 
q 
231 231.75 4.5 8.25 re h W n 
BT
231 233.25  TD
0.33  Tc 0  Tw ($) Tj
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Q 
q 
274.5 231.75 15.75 8.25 re h W n 
BT
274.5 233.25  TD
0.2888  Tc 0  Tw (0.72) Tj
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Q 
q 
303 231.75 3.75 8.25 re h W n 
BT
303 233.25  TD
0.33  Tc 0  Tw ($) Tj
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Q 
q 
345.75 231.75 15.75 8.25 re h W n 
BT
345.75 233.25  TD
0.2888  Tc 0  Tw (0.82) Tj
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Q 
q 
374.25 231.75 4.5 8.25 re h W n 
BT
374.25 233.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
417.75 231.75 15.75 8.25 re h W n 
BT
417.75 233.25  TD
0.2888  Tc 0  Tw (0.76) Tj
ET
Q 
q 
468.75 231.75 20.25 8.25 re h W n 
BT
468.75 233.25  TD
0.0495  Tc 0  Tw (\(12%\)) Tj
ET
Q 
q 
526.5 231.75 15.75 8.25 re h W n 
BT
526.5 233.25  TD
-0.0206  Tc 0  Tw (\(5%\)) Tj
ET
Q 
q 
552.75 231.75 3.75 8.25 re h W n 
BT
552.75 233.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
595.5 231.75 15.75 8.25 re h W n 
BT
595.5 233.25  TD
0.2888  Tc 0  Tw (1.48) Tj
ET
Q 
q 
624 231.75 4.5 8.25 re h W n 
BT
624 233.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
667.5 231.75 15.75 8.25 re h W n 
BT
667.5 233.25  TD
0.2888  Tc 0  Tw (1.76) Tj
ET
Q 
q 
714 231.75 20.25 8.25 re h W n 
BT
714 233.25  TD
0.0495  Tc 0  Tw (\(16%\)) Tj
ET
Q 
q 
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BT
74.25 224.25  TD
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ET
Q 
q 
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BT
231 224.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
274.5 222.75 15.75 8.25 re h W n 
BT
274.5 224.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
303 222.75 3.75 8.25 re h W n 
BT
303 224.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
345.75 222.75 15.75 8.25 re h W n 
BT
345.75 224.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
374.25 222.75 4.5 8.25 re h W n 
BT
374.25 224.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
417.75 222.75 15.75 8.25 re h W n 
BT
417.75 224.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
475.5 222.75 13.5 8.25 re h W n 
BT
475.5 224.25  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
528.75 222.75 13.5 8.25 re h W n 
BT
528.75 224.25  TD
-0.2475  Tc 0.4125  Tw (  --  ) Tj
ET
Q 
q 
552.75 222.75 3.75 8.25 re h W n 
BT
552.75 224.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
595.5 222.75 15.75 8.25 re h W n 
BT
595.5 224.25  TD
0.2888  Tc 0  Tw (0.00) Tj
ET
Q 
q 
624 222.75 4.5 8.25 re h W n 
BT
624 224.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
665.25 222.75 20.25 8.25 re h W n 
BT
665.25 224.25  TD
0.235  Tc 0  Tw (\(0.05\)) Tj
ET
Q 
q 
722.25 222.75 12 8.25 re h W n 
BT
722.25 224.25  TD
(  *  ) Tj
ET
Q 
q 
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BT
74.25 215.25  TD
0.2675  Tc -0.1025  Tw (Net income) Tj
ET
Q 
q 
231 213.75 4.5 8.25 re h W n 
BT
231 215.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
274.5 213.75 15.75 8.25 re h W n 
BT
274.5 215.25  TD
0.2888  Tc 0  Tw (0.72) Tj
ET
Q 
q 
303 213.75 3.75 8.25 re h W n 
BT
303 215.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
345.75 213.75 15.75 8.25 re h W n 
BT
345.75 215.25  TD
0.2888  Tc 0  Tw (0.82) Tj
ET
Q 
q 
374.25 213.75 4.5 8.25 re h W n 
BT
374.25 215.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
417.75 213.75 15.75 8.25 re h W n 
BT
417.75 215.25  TD
0.2888  Tc 0  Tw (0.76) Tj
ET
Q 
q 
468.75 213.75 20.25 8.25 re h W n 
BT
468.75 215.25  TD
0.0495  Tc 0  Tw (\(12%\)) Tj
ET
Q 
q 
526.5 213.75 15.75 8.25 re h W n 
BT
526.5 215.25  TD
-0.0206  Tc 0  Tw (\(5%\)) Tj
ET
Q 
q 
552.75 213.75 3.75 8.25 re h W n 
BT
552.75 215.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
595.5 213.75 15.75 8.25 re h W n 
BT
595.5 215.25  TD
0.2888  Tc 0  Tw (1.48) Tj
ET
Q 
q 
624 213.75 4.5 8.25 re h W n 
BT
624 215.25  TD
0.33  Tc 0  Tw ($) Tj
ET
Q 
q 
667.5 213.75 15.75 8.25 re h W n 
BT
667.5 215.25  TD
0.2888  Tc 0  Tw (1.71) Tj
ET
Q 
q 
714 213.75 20.25 8.25 re h W n 
BT
714 215.25  TD
0.0495  Tc 0  Tw (\(13%\)) Tj
ET
Q 
q 
57.75 195.75 138 8.25 re h W n 
BT
57.75 197.25  TD
/F0 7.5  Tf
0.1102  Tc 0.0548  Tw (Average common shares outstanding) Tj
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Q 
q 
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BT
74.25 188.25  TD
0.2325  Tc 0  Tw (Basic) Tj
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Q 
q 
238.5 186.75 51.75 8.25 re h W n 
BT
238.5 188.25  TD
0.2919  Tc 0  Tw (1,084,993,202) Tj
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Q 
q 
309.75 186.75 51.75 8.25 re h W n 
BT
309.75 188.25  TD
0.2919  Tc 0  Tw (1,085,305,558) Tj
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Q 
q 
381.75 186.75 51.75 8.25 re h W n 
BT
381.75 188.25  TD
0.2919  Tc 0  Tw (1,082,380,245) Tj
ET
Q 
q 
559.5 186.75 51.75 8.25 re h W n 
BT
559.5 188.25  TD
0.2919  Tc 0  Tw (1,084,223,242) Tj
ET
Q 
q 
631.5 186.75 51.75 8.25 re h W n 
BT
631.5 188.25  TD
0.2919  Tc 0  Tw (1,087,205,706) Tj
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Q 
q 
74.25 177.75 25.5 8.25 re h W n 
BT
74.25 179.25  TD
0.3086  Tc 0  Tw (Diluted) Tj
ET
Q 
q 
238.5 177.75 51.75 8.25 re h W n 
BT
238.5 179.25  TD
0.2919  Tc 0  Tw (1,113,949,482) Tj
ET
Q 
q 
309.75 177.75 51.75 8.25 re h W n 
BT
309.75 179.25  TD
0.2919  Tc 0  Tw (1,120,687,197) Tj
ET
Q 
q 
381.75 177.75 51.75 8.25 re h W n 
BT
381.75 179.25  TD
0.2919  Tc 0  Tw (1,112,959,092) Tj
ET
Q 
q 
559.5 177.75 51.75 8.25 re h W n 
BT
559.5 179.25  TD
0.2919  Tc 0  Tw (1,113,925,043) Tj
ET
Q 
q 
631.5 177.75 51.75 8.25 re h W n 
BT
631.5 179.25  TD
0.2919  Tc 0  Tw (1,127,129,224) Tj
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Q 
q 
57.75 168.75 146.25 8.25 re h W n 
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57.75 170.25  TD
/F0 7.5  Tf
0.0696  Tc 0.0954  Tw (Period end common shares outstanding) Tj
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Q 
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238.5 168.75 51.75 8.25 re h W n 
BT
238.5 170.25  TD
0.2919  Tc 0  Tw (1,097,109,821) Tj
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Q 
q 
309.75 168.75 51.75 8.25 re h W n 
BT
309.75 170.25  TD
0.2919  Tc 0  Tw (1,110,061,470) Tj
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Q 
q 
381.75 168.75 51.75 8.25 re h W n 
BT
381.75 170.25  TD
0.2919  Tc 0  Tw (1,101,194,353) Tj
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Q 
q 
559.5 168.75 51.75 8.25 re h W n 
BT
559.5 170.25  TD
0.2919  Tc 0  Tw (1,097,109,821) Tj
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Q 
q 
631.5 168.75 51.75 8.25 re h W n 
BT
631.5 170.25  TD
0.2919  Tc 0  Tw (1,110,061,470) Tj
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57.75 155.25 102.75 8.25 re h W n 
BT
57.75 156.75  TD
0.2488  Tc -0.0838  Tw (Return on common equity \(2\)) Tj
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Q 
q 
270 155.25 22.5 8.25 re h W n 
BT
270 156.75  TD
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341.25 155.25 22.5 8.25 re h W n 
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341.25 156.75  TD
0.2475  Tc 0  Tw (19.1%) Tj
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Q 
q 
413.25 155.25 22.5 8.25 re h W n 
BT
413.25 156.75  TD
0.2475  Tc 0  Tw (16.4%) Tj
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Q 
q 
591 155.25 22.5 8.25 re h W n 
BT
591 156.75  TD
0.2475  Tc 0  Tw (15.7%) Tj
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Q 
q 
663 155.25 22.5 8.25 re h W n 
BT
663 156.75  TD
0.2475  Tc 0  Tw (20.8%) Tj
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Q 
q 
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57.75 140.25  TD
0.195  Tc 0  Tw (\(1\)) Tj
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74.25 140.25  TD
0.1882  Tc -0.0232  Tw (Represents the effects of an accounting change adopted in the first quarter of fiscal 2001 with respect to the accounting for derivative instruments) Tj
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BT
74.25 131.25  TD
0.2186  Tc -0.0536  Tw (and hedging activities associated with SFAS 133.) Tj
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57.75 120.75 9 8.25 re h W n 
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57.75 122.25  TD
0.195  Tc 0  Tw (\(2\)) Tj
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74.25 122.25  TD
0.2446  Tc -0.0796  Tw (Excludes the cumulative effect of accounting change.) Tj
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57.75 113.25  TD
0.165  Tc 0  Tw (Note:) Tj
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74.25 113.25  TD
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