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b$=_ڬ5Ə)HݎIL#>=p |%?d a,Bv(Ϡ]u>9otx'3)~Hi {ic\Njq[΃nro]$sZer FBbk@'l 9ϰv? hG[/4>+c6r*)k9b ˶HkC /'Q_ۼv3;29ǥt_ Oqw#K*]Kr'R+MihׂXT2:zzc ^X7 2"_|y 9~o2`|`AVFFy(ڗݦx\m;PzxVa26QpsD06{MF[[Ǩe#+qj |ibI928q | e u,bW)lrIiMZ'>mﵵԡ)ÿ^%KūCy6f9f򌡶cw=HCgJYY\ϰ .f$a>̺/.ߦ[ɸ0ؕ  :߃YANImBH83Yiv7ۭ͆ X7'BQFHՔ f'%C>F)ozlqܕP; w}/ľ#k[K> ?0Qh_nvc;߅xđ2Do&⧅ f57VΑ[ws^KQN+t%MԈ*_>^0F*+شZQ[RX*퐐qVxG5v7\ XiK/?κ(s6u% ?5 >atg*q@oiMui2&ݙ^v݌g8xv2;EDH' VkdnnҌ27AGp q?JBtu!U}I=x.P\\LR A 0]k[iqm?bu)hZL sƓh"P=q{ T?-I+qzBxV;ai[mo.AZ.t)/m,\?|8x:WF K4b$B67$jMޛ;:Ew Dx8(49eKiH,w1'xsK>"w)Oc\G){eCm5?$ǧ]|'xJi6+!c:V>徧{^ȠJ g+KҼW[X-7jCt<8z",ii]oWԵb(.>ZZǂ4 i׺}ܖIY7SGv^_Myy HqL<cN-ΜcܓUg-7km%Z Vj8a#6|͌Egd䖵I^zX5xgºO߰PV;瑽X\Gv-[ͪ)WpA'~GҽNLm-"bAf(+^/1#"E_=xu+M7PkFilc?ZObK{hWlqQVh(((+~֝e8 kϾ鶗fY#mq#es׭{3 A@@   "Earnings Per Share Appendix IIEarnings Per Share Appendix III16 - 18 End Notes Legal NoticeQuarterly Financial Summary (1) "(unaudited, dollars in millions) Quarter EndedPercentage Change From:Twelve Months Ended Percentage Dec 31, 2013 Sept 30, 2013 Dec 31, 2012Change Net revenuesInstitutional SecuritiesWealth ManagementInvestment ManagementIntersegment EliminationsConsolidated net revenues 9Income (loss) from continuing operations before tax  *  -- EConsolidated income (loss) from continuing operations before tax /Income (loss) applicable to Morgan Stanley (2)+ ;Consolidated income (loss) applicable to Morgan Stanley Financial Metrics:Return on average common equityfrom continuing operations (3)#Return on average common equity (3) *,from continuing operations excluding DVA (3))1Return on average common equity excluding DVA (3).Tier 1 common capital ratio (4)Tier 1 capital ratio (5)Book value per common share (6)(Tangible book value per common share (7)%Notes:- Effective January 1, 2013, in accordance with U.S. banking regulators rules, the Firm implemented the Basel Committee s market risk capital framework, commonly referred to as  Basel 2.5 .- Results for the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012, include positive (negative) revenue of $(368) million, $(171) million and $(511) million, respectively, related to the movement in Morgan Stanley's credit spreads and other credit factors on certain long-term and short-term debt (Debt Valuation Adjustment, DVA). The twelve months ended December 31, 2013 and December 31, 2012 include positive (negative) revenue of T $(681) million and $(4,402) million, respectively, related to the movement in DVA.- The return on average common equity metrics, return on average common equity excluding DVA metrics and tangible book value per common share are non-GAAP measures that the Firm considers to be useful measures to assess- operating performance and capital adequacy.- See page 4 of the Financial Supplement and End Notes for additional information related to the calculation of the financial metrics.@- Refer to End Notes on pages 16-18 and Legal Notice on page 19. (unaudited, dollars in millions) Revenues:Investment bankingTrading Investments Commissions and fees.Asset management, distribution and admin. feesOther Total non-interest revenuesInterest incomeInterest expense Net interestNon-interest expenses:Compensation and benefits Non-compensation expenses:Occupancy and equipment%Brokerage, clearing and exchange fees)Information processing and communications"Marketing and business developmentProfessional services Total non-compensation expenses Total non-interest expenses5Income (loss) from continuing operations before taxesAIncome tax provision / (benefit) from continuing operations (1)>(Income (loss) from continuing operations9Gain (loss) from discontinued operations after tax (2)5Net income (loss)BNet income applicable to redeemable noncontrolling interests (3)>ENet income applicable to nonredeemable noncontrolling interests (3)?.Net income (loss) applicable to Morgan Stanley Preferred stock dividend / Other@Earnings (loss) applicable to Morgan Stanley common shareholders%Amounts applicable to Morgan Stanley:2Gain (loss) from discontinued operations after taxPre-tax profit margin (4)0Compensation and benefits as a % of net revenues0Non-compensation expenses as a % of net revenues-Effective tax rate from continuing operations- Pre-tax profit margin is a non-GAAP financial measure that the Firm considers to be a useful measure to assess operating performance. - The quarter ended December 31, 2013 includes a discrete tax benefit of approximately $192 million consisting of $100 million related to the remeasurement of reserves and related interest based on new information regarding the status of certain tax authority examinations and $92 million related to the establishment of a deferred tax asset associated with the reorganization of certain non-U.S. legal entities.- The quarter ended September 30, 2013 included a discrete net tax benefit of $73 million attributable to tax planning strategies to optimize foreign tax credit utilization in anticipation of the repatriation of earnings & from certain non-U.S. subsidiaries. - The quarter ended December 31, 2012 included a net tax benefit of approximately $224 million consisting of a discrete benefit of approximately $299 million from remeasurement of reserves and an out-of-period ` tax provision of approximately $75 million to adjust previously recorded deferred tax assets.- Preferred stock dividend / other includes allocation of earnings to Participating Restricted Stock Units (RSUs). For the twelve months ended December 31, 2013, the Firm included a negative adjustment of approximately $151 million related to the purchase of the remaining interest in the Morgan Stanley Smith Barney Joint Venture. This adjustment negatively impacted the calculation of basic and fully diluted  earnings per share.Quarterly Earnings Per Share;(unaudited, dollars in millions, except for per share data) Percentage<Net income applicable to redeemable noncontrolling interests?Net income applicable to nonredeemable noncontrolling interestsSNet income (loss) from continuing operations applicable to noncontrolling interestsEIncome (loss) from continuing operations applicable to Morgan StanleyLess: Preferred DividendsELess: Morgan Stanley Smith Barney Joint Venture Redemption AdjustmentIncome (loss) from continuing operations applicable to Morgan Stanley, prior to allocation of income to Participating Restricted Stock UnitsBasic EPS Adjustments:DLess: Allocation of earnings to Participating Restricted Stock Units[Earnings (loss) from continuing operations applicable to Morgan Stanley common shareholders_Less: Gain (loss) from discontinued operations after tax applicable to noncontrolling interestsOGain (loss) from discontinued operations after tax applicable to Morgan Stanley]Earnings (loss) from discontinued operations applicable to Morgan Stanley common shareholders2Average basic common shares outstanding (millions)Earnings per basic share:!Income from continuing operationsDiscontinued operationsEarnings per basic shareRAverage diluted common shares outstanding and common stock equivalents (millions) Earnings per diluted share:Earnings per diluted shareNotes: - The Firm calculates earnings per share using the two-class method as described under the accounting guidance for earnings per share. For further discussion of the Firm's earnings per share calculations, see page 14 and 15 of the Financial Supplement and Note 15 to the consolidated financial statements in the Firm's Quarterly Report on Form 10-Q for the quarter ended September 30, 2013./ - Refer to Legal Notice on page 19. (unaudited)Regional revenues (1)Americas"EMEA (Europe, Middle East, Africa)AsiaConsolidated net revenuesWorldwide employeesGlobal representativesFirmwide deposits Total assetsRisk-weighted assets (2)'Global liquidity reserve (billions) (3)$Long-term debt outstanding9Maturities of long-term debt outstanding (next 12 months) Common equityPreferred equity#Morgan Stanley shareholders' equity2Junior subordinated debt issued to capital trusts (Less: Goodwill and intangible assets (4)$,Tangible Morgan Stanley shareholders' equityTangible common equity (5)Tier 1 common capital (2)Tier 1 capital (2) Tier 1 common capital ratio (2)Tier 1 cap< ital ratio (2)Tier 1 leverage ratio (6),Period end common shares outstanding (000's)Book value per common share$Tangible book value per common share_- All data presented in millions except number of employees, liquidity, ratios and book values.- For the quarter ended December 31, 2013, global representatives included 328 representatives associated with the International Wealth Management business reported in the Institutional Securities  business segment.- During the quarter ended September 30, 2013, firmwide deposits increased by approximately $21 billion as a result of the contractual transfer of deposits from Citi subsequent to the closing of the ] acquisition of the remaining 35% interest of the Morgan Stanley Smith Barney Joint Venture. (unaudited, dollars in billions)Report dated:02/19/14 16:09!Average Tier 1 Common Capital (1) Parent capital Total - continuing operationsFirmAverage Common Equity (1) 'Return on average Tier 1 common capitalNotes: - The return on average common equity and average Tier 1 common capital are non-GAAP measures that the Firm considers to be useful measures to assess operating performance.- For the full year ended December 31, 2013, the Firm and Wealth Management business segment included a negative adjustment of approximately $151 million (net of tax) related to the purchase of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture. This adjustment was included in the numerator for the purposes of calculating the return on average common equity and Tier 1 common capital. T Excluding this negative adjustment, these calculations would have been as follows:- Return on average Tier 1 common capital: =December 31, 2013 YTD: Firm: 6%, Wealth Management: 34%0 Return on average common equity: =December 31, 2013 YTD: Firm: 5%, Wealth Management: 11% Dec 31, 2012 InvestmentsCompensation and benefits Non-compensation expensesTotal non-interest expenses 6Income (loss) from continuing operations before taxes 5<Income tax provision / (benefit) from continuing operations ;7Gain (loss) from discontinued operations after tax (1)3CNet income applicable to nonredeemable noncontrolling interests (2)@from continuing operationsPre-tax profit margin (3) new information regarding the status of certain tax authority examinations and $92 million related to the establishment of a deferred tax asset associated with the reorganization of certain non-US legal entities.- The quarter ended December 31, 2012included a net tax benefit of approximately $331 million, consisting ofa discrete tax benefit of approximately $299 million related to the remeasurement of reserves,as wellv asan out-of-period net tax benefit of approximately $32 million to adjust previously recorded deferred tax assets.4Quarterly Financial Information and Statistical DataInstitutional Securities Vs. Report dated03/19/03 18:15Investment BankingAdvisory revenuesUnderwriting revenuesEquity Fixed incomeTotal underwriting revenues!Total investment banking revenuesSales & TradingFixed Income & CommoditiesOther"Total sales & trading net revenuesInvestments & Other"Total investments & other revenues+Total Institutional Securities net revenues5Average Daily 95% / One-Day Value-at-Risk ("VaR") (1)12Primary Market Risk Category ($ millions, pre-tax)Interest rate and credit spread Equity priceForeign exchange rateCommodity price&Aggregation of Primary Risk CategoriesCredit Portfolio VaR Trading VaR}- For the periods noted below, sales and trading net revenues included positive (negative) revenue related to DVA as follows:oDecember 31, 2013: Total QTD: $(368) million; Fixed Income & Commodities: $(285) million; Equity: $(83) millionpSeptember 30, 2013: Total QTD: $(171) million; Fixed Income & Commodities: $(141) million; Equity: $(30) millionpDecember 31, 2012: Total QTD: $(511) million; Fixed Income & Commodities: $(330) million; Equity: $(181) millionoDecember 31, 2013: Total YTD: $(681) million; Fixed Income & Commodities: $(603) million; Equity: $(78) millionvDecember 31, 2012: Total YTD: $(4,402) million; Fixed Income & Commodities: $(3,273) million; Equity: $(1,130) millionNon-compensation expenses ;Income tax provision / (benefit) from continuing operations6Gain (loss) from discontinued operations after tax (1)2BNet income applicable to redeemable noncontrolling interests (2)?ENet income applicable to nonredeemable noncontrolling interests (2)B- In the quarter and full year ended December 31, 2013, Wealth Management recorded an impairment charge of approximately $36 million related to certain intangibles (i.e. management contracts) / associated with alternative investment funds.- For the full year ended December 31, 2013, the return on average common equity included a negative adjustment related to the purchase of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture. This adjustment was included in the numerator for the purposes of calculating the return on average common equity. Excluding this negative adjustment, the return on average N common equity would have been 11% for the full year ended December 31, 2013.Wealth Management "Wealth Management representatives 1Annualized revenue per representative (000's) (1)-#Assets by client segment (billions) $10m or more $1m - $10mSubtotal - > $1m $100k - $1m< $100kTotal client assets (billions)#% of assets by client segment > $1m.Fee-based client account assets (billions) (2)+(Fee-based assets as a % of client assetsBank deposit program (millions)/Client assets per representative (millions) (3), Fee based asset flows (billions)Retail locations- For the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012, approximately $104 billion, $94 billion and i $72 billion, respectively, of the assets in the bank deposit program are attributable to Morgan Stanley.Investments (1) CNet income applicable to nonredeemable noncontrolling interests (1)@Pre-tax profit margin (2)- Pre-tax profit margin is a non-GAAP financial measure that the Firm considers to be a useful measure to assess operating performance.- The quarterand full year ended December 31, 2012 includedan out-of-period net tax provision of approximately $107 million,primarily related to the overstatement of deferred tax assets associated 1 with partnership investments in prior periods.  Dec 31, 2013 Sept 30, 2013 Net Revenues (millions)Traditional Asset ManagementReal Estate Investing (1)Merchant Banking Total Investment Management1Assets under management or supervision (billions)Net flows by asset class (2) Fixed Income Liquidity Alternatives"Total Traditional Asset ManagementReal Estate InvestingMerchant BankingTotal net flows9Assets under management or supervision by asset class (3)5#Total Traditional Asset Management ,Total Assets Under Management or SupervisionShare of minority stake assets- The alternatives asset class includes a range of investment products such as funds of hedge funds, funds of private equity funds and funds of real estate funds.- The share of minority stake assets represents Investment Management's proportional share of assets managed by entities in which it owns a minority stake. Quarterly Financial Information Loans and Lending CommitmentsCorporate Funded Loans+Loans held for investment, net of allowanceLoans held for saleLoans held at fair value (1)Total corporate funded loans  Corporate Lending CommitmentsLoans held for investmentLoans held at fair value (2)&Total corporate lending commitments 1Corporate Loans and Lending Commitments (3) (4)* Other Funded LoansLoans held at fair valueTotal other funded loansOther Lending Commitments< Total other lending commitments/Total Other Loans and Lending Commitments (5), :Institutional Securities Loans and Lending Commitments (3)6 Funded LoansTotal funded loansLending CommitmentsTotal lending commitments6Wealth Management Loans and Lending Commitments (6) 1 "Firm Loans and Lending CommitmentsPThis page represents an addendum to the 4Q 2013 Financial Supplement, Appendix I7Country Risk Exposure - European Peripherals and FranceAs of December 31, 201301/00/00 00:00NetExposure CounterpartyFundedUnfundedCDSBeforeInventory (1) Exposure (2) (3)  Lending CommitmentsAdjustment (4) Hedges Hedges (5) Net Exposure Greece Sovereigns Non-sovereigns Sub-totalIrelandItaly PortugalSpainTotal Euro Peripherals (6) France (6) - Country risk exposure is measured in accordance with the Firm s internal risk management standards and includes obligations from sovereign and non-sovereigns, which includes governments, corporations, , clearinghouses and financial institutions.QThis page represents an addendum to the 4Q 2013 Financial Supplement, Appendix II.7Earnings Per Share Calculation Under Two-Class Method $Three Months Ended December 31, 20135(unaudited, in millions, except for per share data) 6Allocation of net income from continuing operations (A)(B)(C)(D)(E)(F)(G)(D)+(E)(F)/(A)Weighted Average # of Shares % Allocation (2) FNet income from continuing operations applicable to Morgan Stanley (3)CDistributed Earnings (4)Undistributed Earnings (5)Total Earnings Allocated Basic EPS (8) Basic Common Shares(6)(Participating Restricted Stock Units (1)%(7)N/A9Allocation of gain (loss) from discontinued operations YGain (loss) from Discontinued Operations Applicable to Common Shareholders, after Tax (3)UUndistributed Earnings (5)=Allocation of net income applicable to common shareholders +Net income applicable to Morgan Stanley (3)'Distributed Earnings (4) Basic EPS (8) Note:RThis page represents an addendum to the 4Q 2013 Financial Supplement, Appendix III%Twelve Months Ended December 31, 2013NAPage 1:(1) From time to time, Morgan Stanley may disclose certain  non-GAAP financial measures in the course of its earnings releases, earnings conference calls, financial presentations and otherwise. For these purposes,  GAAP refers to generally accepted accounting principles in the United States. The Securities and Exchange Commission (SEC) defines a  non-GAAP financial measure as a numerical measure of historical or future financial performance, financial positions, or cash flows that is subject to adjustments that effectively exclude, or include amounts from the most directly comparable measure calculated and presented in accordance with GAAP. Non-GAAP financial measures disclosed by Morgan Stanley are provided as additional information to investors in order to provide them with greater transparency about, or an alternative method for assessing, our financial condition and operating results. These measures are not in accordance with, or a substitute for GAAP, and may be different from or inconsistent with non-GAAP financial measures used by other companies. Whenever we refer to a non-GAAP financial measure, we will also generally present the most directly comparable financial measure calculated and presented in accordance with GAAP, along with a reconciliation of the differences_between the non-GAAP financial measure we reference and such comparable GAAP financial measure.(2) Income (loss) applicable to Morgan Stanley represents income (loss) from continuing operations, adjusted for the portion of net income (loss) applicable to noncontrolling interests related to continuing operations. For the quarter and twelve months ended December 31, 2013, net income (loss) applicable to noncontrolling interests included $3 million and $29 million respectively, reported as a gain in discontinued operations. (3) The return on average common equity and the return on average common equity from continuing operations equal income applicable to Morgan Stanley in each case less preferred dividends as a percentage of average common equity. The return on average common equity and the return on average common equity from continuing operations excluding DVA are adjusted for DVA in each case in the numerator and denominator.For the full year ended December 31, 2013, the Firm included a negative adjustment of approximately $151 million (net of tax) to reflect the difference between the purchase price of the 35% redeemable noncontrollingQinterest in the Morgan Stanley Smith Barney Joint Venture and its carrying value.(4) `Tier 1 common capital ratio equals Tier 1 common equity divided by risk-weighted assets (RWAs). (5) <Tier 1 capital ratio equals Tier 1 capital divided by RWAs. (6) bBook value per common share equals common equity divided by period end common shares outstanding. (7) tTangible book value per common share equals tangible common equity divided by period end common shares outstanding. Page 2:(1)For the year ended December 31, 2013, the income tax provision / (benefit) from continuing operations includeddiscrete tax benefits of $407million consisting of $161 million related to the remeasurement of reserves andrelated interest based on new information regarding the status of certain tax authority examinations, $92 million related to the establishment of a deferred tax asset associated with the reorganization of certain non-US legal entities, $73 millionattributable to tax planning strategies to optimize foreign tax credit utilization in anticipation of the repatriation of earnings from certain non-U.S. subsidiaries and $81 millionresulting from a retroactive change in U.S. tax law.For the year ended December 31, 2012, the income tax provision / (benefit) from continuing operations included a net tax benefit of$142 million consistingof a discrete benefitof approximately $299 millionrelated to the remeasurement of reserves and$157 million of anout-of-period tax provisionwhich includes approximately$75 millionto adjustpreviously recorded deferred tax assets and approximately$82 million primarily related to the overstatement of tax benefits associated with repatriated earnings of a foreign subsidiary in 2010.(2)In the quarter ended December 31, 2012, discontinued operations included the provision of $115 million related toa settlement with the Federal Reserve Board concerning the independent foreclosure review related to Saxon (reported in the Institutional Securities business segment). For the twelve months endedDecember 31, 2012, discontinued operationsreflected a pre-tax gain of $108 million and other operating income related to Quilter Holdings Ltd. (reported in the Wealth Management business segment), and an after-tax loss and operating results related to Saxon (reported in the Institutional Securities business segment), which includesthe provision Jrelated toa settlement with the Federal Reserve Board concerning Saxon. (3)In the full year ended December 31, 2013, the Firm completed the purchase of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture from Citigroup Inc. (Citi), in< creasing the Firm's interest from65% to 100%. During the quarter ended September 30, 2012, Morgan Stanley completed the purchase of an additional 14% stake in the Morgan Stanley Smith Barney Joint Venture from Citi, increasing the Firm s interest from 51% to 65%. Prior to September 17, 2012, Citi s results related to its 49% interest were reported in net income (loss) applicable to nonredeemable noncontrolling interests. Due to the terms of the revised agreement with Citi, subsequent to the purchase of the additional 14% stake, Citi s results related to the 35% interest are reported in net income (loss) applicable to redeemable noncontrolling interests.(4)Pre-tax profit margin percentages represent income from continuing operations before income taxes as a percentage of net revenues.Page 4:Reflects the regional view of the Firm's consolidated net revenues, on a managed basis. Further discussion regarding the geographic methodology for net revenues is disclosed in Note 19 to the consolidated financial Pstatements included in the Firm's 10-Q for the quarter ended September 30, 2013.The Firm calculates its Tier 1 capital, Tier 1 capital ratios and risk-weighted assets( RWAs )in accordance with the capital adequacy standards for financial holding companies adopted by the Federal Reserve Board. These standards are based upon a framework described in the International Convergence of Capital Measurement and Capital Standards, July 1988, as amended, also referred to as Basel I. On January 1, 2013, the U.S. banking regulators rules to implement the Basel Committee smarket risk capital framework,commonlyreferred to as  Basel 2.5 , became effective, which increases capital requirements for securitizationsand correlation trading within the Firm's trading book,aswell as incorporating add-ons for stressed VaRand incrementalrisk requirement. The Firm's Tier 1 capital, Tier 1 capital ratios andRWAsfor thequarters ended December 31, 2013 and September 30, 2013 were calculatedunder this revised framework.The Firm's Tier 1 capital, Tier 1 capital ratios and RWAs for prior quarters have not been recalculated under this revised framework. Further discussion of Tier 1 capital, Tier 1 common capital and RWAs is disclosed in Part I, Item 2 "Regulatory Requirements" included in the Firm's September 30, 2013 Form 10-Q. These computations are preliminaryestimates as of January 17, 2014 (the date of this release) and could be subject to revision in Morgan Stanley s Annual Report on Form 10-K for the year ended December 31, 2013.The global liquidity reserve, whichis held within the bank and non-bank operating subsidiaries,is comprised of highly liquid and diversified cash and cash equivalents and unencumbered securities. Eligible unencumbered securities include U.S. government securities, U.S. agency securities, U.S. agency mortgage-backed securities, FDIC-guaranteed corporate debt and non-U.S. government securities.The Firm's interest in the Morgan Stanley Smith Barney Joint Venture for the quarters ended December 31, 2013 and September 30, 2013 was 100% and for the quarter ended December 31, 2012 was 65%. Goodwill and intangible balances included only the Firm's share of the Morgan Stanley Smith Barney Joint Venture's goodwill and intangible assets, net of allowable mortgage servicing rights deduction for quarters ended December 31, 2013, `September 30, 2013 and December 31, 2012 of $7 million, $7 million and $6 million, respectively.(5)Tangible common equity equals common equity less goodwill and intangible assets net of allowable mortgage servicing rights deduction and includes only the Firm s share of the Morgan Stanley Smith Barney Joint Venture s goodwill and intangible assets. The Firm's interest in the Morgan Stanley Smith Barney Joint Venture for the quarters ended December 31, 2013 and September 30, 2013 was 100% and for the quarter ended December 31, 2012 was 65%.Tier 1 leverage ratio equals Tier 1 capital divided by adjusted average total assets (which reflects adjustments for disallowed goodwill, certain intangible assets, deferred tax assets and financial and non-financial equity investments).Page 5:The Firm s capital estimation is based on the Required Capital framework, an internal capital adequacy measure which considers a risk-based going concern capital after absorbing potential losses from extreme stress eventsat a point in time. Further discussion of the framework is disclosed in Part I, Item 2 "Required Capital" included in the Firm's 3Q 2013 Form 10-Q. On January 1, 2013, the U.S. banking regulators rules to implement the Basel Committee s market risk capital framework,commonlyreferred to as  Basel 2.5 , became effective, which increased capital requirements for securitizations and correlation trading within the Company's trading book,aswell as Hincorporating add-ons for stressed VaRand incrementalrisk requirement.Page 6:In the quarter and full year ended December 31, 2012, discontinued operations included the provision of $115 million related toa settlement with the Federal Reserve Board concerning the independent foreclosure review related to Saxon.Net income applicable to noncontrolling interests primarily represents the allocation to MUFG of MorganStanley MUFG Securities Co., Ltd, which the Firm consolidates.Page 7:VaR represents the loss amount that one would not expect to exceed, on average, more than five times every one hundred trading days in the Firm's trading positions if the portfolio were held constant for a one-day period. Further discussion of the calculation of VaR and the limitations of the Firm's VaR methodology, is disclosed in Part II, Item 7A "Quantitative and Qualitative Disclosures about Market Risk" included in the Firm's 2012 Form 10-K.Page 8:pThe full year ended December 31, 2012 discontinued operations included the operating results related to Quilter.During the full year ended December 31, 2013, the Firm< completed the purchase of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture from Citigroup Inc. (Citi), increasing the Firm's interest fromo%Updated as of February 25, 2014Subsequent to the release of Morgan Stanley's fourth quarter earnings on January 17, 2014, the Firm's results have been updated to reflect the latest financial figures reported in the Firm's Annual Report on Form 10-K for the year ended December 31, 2013, filed on February 25, 2014Updated as of 2/25/1465% to 100%. During the quarter ended September 30, 2012, Morgan Stanley completed the purchase of an additional 14% stake in the Morgan Stanley Smith Barney Joint Venture from Citi, increasing the Firm s interest from 51% to 65%. Due to the terms of the revised agreement with Citi, subsequent to the purchase of the additional 14% stake, Citi s results related to the 35% interest are reported in net income (loss) applicable to redeemablenoncontrolling interests.Page 9:sAnnualized revenue per representative is defined as annualized revenue divided by average representative headcount.Fee-based client account assets represent the amount of assets in client accounts where the basis of payment for services is a fee calculated on those assets.oClient assets per representative represents total client assets divided by period end representative headcount.Page 10:The quarters ended December 31, 2013, September 30, 2013 and December 31, 2012 include investment gains (losses) for certain funds included in the Firm's consolidated financial statements. The limited partnershipcinterests in these gains were reported in net income (loss) applicable to noncontrolling interests.Page 11:Real Estate Investing revenues include gains or losses related to investments held by certain consolidated real estate funds. These gains or losses are offset in net income (loss) applicable to noncontrolling interest. Theinvestment gains (losses) for the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012 are $48 million, $67 million and $50 million, respectively.Net Flows by region [inflow / (outflow)] for the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012 were:>North America: $(2.9) billion, $3.8 billion and $(2.2) billion<International: $7.1 billion, $(2.0) billion and $3.4 billionAssets under management or supervision by region for the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012 were::North America: $232 billion, $230 billion and $213 billion:International: $141 billion, $130 billion and $125 billionPage 12:For the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012 the percentage of Institutional Securities corporate funded loans held at fair value by credit rating was as follows:&- % investment grade: 50%, 53% and 51%*- % non-investment grade: 50%, 47% and 49%For the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012 the percentage of Institutional Securities corporate lending commitments held at fair value by credit rating was as follows:&- % investment grade: 71%, 76% and 73%*- % non-investment grade: 29%, 24% and 27%For the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012, Institutional Securities recorded ($10.4) million, $40.5 million and $3.0 million, respectively, related to the provision for funded loansq and $4.3 million, $13.4 million and $26 million related to the provision for unfunded commitments, respectively.On December 31, 2013, September 30, 2013 and December 31, 2012, the "event-driven" portfolio of pipeline commitments and closed deals to non-investment grade borrowers were $7.3 billion, $7.6 billion and $3.9 billion, respectively.In addition to primary corporate lending activity, the Institutional Securities business segment engages in other lending activity. These loans include corporate loans purchased in the secondary market, commercial and residential`mortgage loans, asset-backed loans and financing extended to equities and commodities customers.For the quarters ended December 31, 2013, September 30, 2013 and December 31, 2012, Wealth Management recorded $1.2 million, $0.6 million and ($1.5) million, respectively, related to the provision for funded loans and there was no material provision recorded related to the unfunded commitments for the quarters ended December 31, 2013 and September 30, 2013. For the quarter ended, December 31, 2012, Wealth Management recorded A($1.2) million related to the provision for unfunded commitments.Page 13:Net inventory represents exposure to both long and short single-name and index positions (i.e., bonds and equities at fair value and CDS based on notional amount assuming zero recovery adjusted for any fair value receivable or payable). At December 31, 2013, net exposures related to purchased and sold single-name and index credit derivatives for the European Peripherals and France were $(537.6) million and $(555.3) million, respectively. Net counterparty exposure (i.e., repurchase transactions, securities lending and OTC derivatives) takes into consideration legally enforceable master netting agreements and collateral.At December 31, 2013, the benefit of collateral received against counterparty credit exposure was $3.7 billion in the European Peripherals with 93% of collateral consisting of cash and German government obligations and$5.1 billion in France with 95% consisting of cash. These amounts do not include collateral received on secured financing transactions.CDS adjustment represents credit protection purchased from European Peripherals banks on European Peripherals sovereign and financial institution risk or French banks on French sovereign and financial institution risk. jBased on the CDS notional amount assuming zero recovery adjusted for any fair value receivable or payable.Represents CDS hedges (purchased and sold) on net counterparty exposure and funded lending executed by trading desks responsible for hedging counterparty and lending credit risk exposures for the Firm. Based on the ]CDS notional amount assuming zero recovery adjusted for any fair value receivable or payable.In addition, at December 31, 2013, the Firm had European Peripherals and French exposure for overnight deposits with banks of approximately $111 million and $104 million, respectively.Page 14:Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of EPS pursuant to the two-class method. Restricted Stock Units ("RSUs") that pay dividend equivalents subject to vesting are not deemed participating securities and are included in diluted shares outstanding (if dilutive) under the treasury stock method.The percentage of weighted basic common shares and participating RSUs to the total weighted average of basic common shares and participating RSUs.Represents net income from continuing operations, gain (loss) from discontinued operations (after-tax), and net income applicable to Morgan Stanley for the quarter ended December 31, 2013 prior to allocations to participatingRSUs.Distributed earnings represent the dividends declared on common shares and participating RSUs for the quarter ended December 31, 2013. The amount of dividends declared is based upon the number of< common shares outstanding as of the dividend record date. During the quarter ended December 31, 2013, a $0.05 dividend was declared on common shares outstanding and participating RSUs.The two-class method assumes all of the earnings for the reporting period are distributed and allocated to the participating RSUs what they would be entitled to based on their contractual rights and obligations of the participating security.Total income applicable to common shareholders to be allocated to the common shares in calculating basic and diluted EPS for common shares.Total income applicable to common shareholders to be allocated to the participating RSUs reflected as a deduction to the numerator in determining basic and diluted EPS for common shares.(8) Basic and diluted EPS data are required to be presented only for classes of common stock, as described under the accounting guidance for earnings per share.Page 15:Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of EPS pursuant to the two-class method. Restricted Stock Units ("RSUs") that pay dividend equivalents subject to vesting are not deemed participating securities and are included in diluted shares outstanding (if dilutive) under the treasury stock method.The percentage of weighted basic common shares and participating RSUs to the total weighted average of basic common shares, and participating RSUs.Represents net income from continuing operations, gain (loss) from discontinued operations (after tax), and net income applicable to Morgan Stanley for the year ended December 31, 2013 prior to allocations to participating RSUs.Distributed earnings represent the dividends declared on common shares and participating RSUs for the year ended December 31, 2013. The amount of dividends declared is based upon the number of common shares outstanding as of the dividend record date. During the twelve months ended December 31, 2013, a total of $0.20 dividend was declared on common shares outstanding and participating RSUs.The two-class method assumes all of the earnings for the reporting period are distributed and allocates to the participating RSUs on what they would be entitled to based on the contractual rights and obligations of the This Financial Supplement contains financial, statistical and business-related information, as well as business and segment trends.|The information should be read in conjunction with the Firm's fourth quarter earnings press release issued January 17, 2014.MORGAN STANLEYFinancial Supplement - 4Q 2013Table of ContentsPage #& & & & & .Quarterly Financial Summary3Quarterly Consolidated Income Statement Information$Quarterly Earnings Per Share Summary4 - 5AQuarterly Consolidated Financial Information and Statistical Data?Quarterly Institutional Securities Income Statement Information7MQuarterly Institutional Securities Financial Information and Statistical Data8Quarterly Wealth Management Income Statement InformationFQuarterly Wealth Management Financial Information and Statistical Data<Quarterly Investment Management Income Statement InformationJQuarterly Investment Management Financial Information and Statistical DataBQuarterly Firm Loans and Lending Commitments Financial InformationBCountry Risk Exposure - European Peripherals and France Appendix I*q 6U*ېvt8 F  l 9U#T[6eij 1 i xW eSh LS?>\ (} V 2Eq Q  6C %+]0F148 o9X Y;B cc   XCL  dMbP?_*+%&?'?(?)?M:PDFCreator\S odXXLetterPRIV0''''\P4(KLSMTJxPDFCreatorResolution600dpiPageSizeLetterPageRegion"dXX??U} $D}  D} D} D} @ 7ggh'h   ;wShs  dMbP?_*+%&?'?(?)?M:PDFCreator\S o@XXLetterPRIV0''''\P4(KLSMTJxPDFCreatorResolution600dpiPageSizeLetterPageRegion"@XX??U} D} D} $:D} D} D} D} D} D} D} ID} D} ID} D} D} D} D} D}  D} $ D;         4 ](^^^^^^^^^^^^^^4^^ ](^^^^^^^^^^^^^^4^^ ](^^^^^^^^^^^^^^^^^*_^`^^^^^^^^^^^^^^^*^^`^^^^^^^^^^^^^^^*a^b^^^^^^^a^a^a^a^ c^` dcdc^c  e  dea  c ^^f g aaa h i h i h j  k  l  k  a  h l h m n o( oopppppppapapapap o a o~ q@ r~ q̬@ r~ q@ r~ s$ o~ s @ o~ q)@ o~ q@ o~ sD@ o a o~ t(@ t~ t2@ t~ t@ t~ s@ o~ s(@ o~ t@ o~ tu@ u~ s"@ o a o~ tP@ t~ t@ t~ t@ t~ s@ o~ sD@ o~ tX@ o~ tV@ u~ sA@ v m v~ tR t~ tO t~ tF t~ s, o~ sN m~ tl m~ tf t~ s>o wa~ x@r~ x@r~ x3@r~  s o~  s(@ a~  x@@a~ x}@a~ s8@*aaaypypypyayayayay o(aaaaaaaaaaaaaaaaaa aa~ qr~ qPw@r~ qS@r  s o  s o~  q(@o~ q`o sa aa~ t(@t~ t@t~ t@t~  s@ o~  s:@ o~  t@o~ tX@u~ sO@a aa~ tu@t~ tr@t~ tk@t~  s(@ o~  sJ@ o~  t@o~ tp@u~ sP@a ma~ tt~ tt~ tt  s o  s m~  tm~ tt sa wa~ x kr~ x@r~ x@r  s o  s a~  x@a~ x@@a s*aaaypypypyayayayay o(oopppppppapapapapo ao~ qr~ qPt@r~ q y@r  s o  s o~  q@o~ qo so ao~ t}@t~ tz@t~ tp@t~  s&@ o~  sS@ o~  t@@o~ t@u~ s@U@o ao~ tf@t~ t`@t~ tt~  sB@ o  s o~  tp@o~ ta@u so mo~ zt~ zt~ zt  s o  s a~  za~ z{ sa wo~ |W@r~ |Ћ@}~ |@}~  s@V o~  sU a~  |>@a~ |@a@~ s*awo}r}}}}sosa}m}~s*awo}r}}}}sosa}a}~s o(wo}sosa}a}~sDPl:::...|:.:.:.. !"#$%&'()*+,- ./0123456789: a a& asasaaas !aa !a!Jcqh?!!hs?!!<}?!sasa ! ^ӎ(^?!!8MC!F? !as"a "a"a"/Ҹ@+osasmams, ,%,o,A7hs);@,,h :@,,*:@,osasaa~s*-aaaaaaaaaaaaaaa*.aaaaaaaaaaaaaaa /& /'&/aaaaaaaaaaaaaaa0 0(&01 1)&12 2*&23 3+&34 4,&45 5-&56a 6.&6aaaaaaa*7aaaaaaaa*8aaaaaaaaaaaaaa*9fcffffffff^f^f^f^f~ :?(:^^^^^^^^^^^^^^^^:f B.B....FBBBBBBB... 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" "" # ## $ $$ % %% & && ' '' ( (( ) )) * ++ ,t ,, - -- . .. / // 0 00 1 11 2 22 3 33 4 44 5 55 6 66 7 77 8 88 9 99 : :: ; ;; < << =d == > >> ? @@ Dl622262226*6262222226262262262A ,B ,C ,D ,E ,F ;G ,H ,I ,J ,K ,L ;M ,N ,O ,P ;Q ,R ,S ;T ;U ;V ,W ,X ;Y ,Z ,[ ,\ ,] ;^ ,_ ,` , A AA         B BB         C C C         D D D         E          FF G G G         H H H         I II         J JJ         K  LL M MM N NN O PP Q QQ R RR         S SS T TT U UU V VV         W          XX Y YY Z ZZ [ [[ \ ]] ^ ^^ _ __ ` `` Dhl6222*6266*62*662226*666*62a ,b ;c ,d ;e ,f ,g ,h ,i ,j ,k ;l ;m ,n ,o ,p ,q ,r ,s ,t ,u ,v ,w ,x ,y ,z ,{ ,| ,} ;~ , ; ,a bb c cc d dd e ee f ff g gg h hh i ii j jj k ll m m m n n n o o o p pp q q q r r r s ss t t t u uu v vv w ww x x x yd yy z zz { {{ | }} ~ ~~     Dl*62622622*622622626262622*62 , , , , , , , , ; , , , , , , , , , , , , , ; , , , , , , , , ,             d        |                                                    |                                                                   Dl6262626*626626262666*62266262 , , , ,                                         $<266D(  DP D # A LOGO]&`u>@<d7   V"  dMbP?_*+%&?'?(?)?M:PDFCreator\S oZXXLetterPRIV0''''\P4(KLSMTJxPDFCreatorResolution600dpiPageSizeLetterPageRegion"ZXX??U} D} mD} mD} D}  D}  D} D} $ D,,,,,,,, ,  , , ,,,,XXXXXX * *,,,,,,,   *  * ,    !       ,            ,           ,           ,           ,"##########$,"##########$,"###########$,"###########$,"###########$,"################$,%&''''(,(((((((((((((((((((,(((((((((((((((((((,(((((((((((((((((((,(((((((((((((((((((,(((((((((((((((((((,(((((((((((((((((((~ )3@*)))))))))))))))))(@4D<<0000000<<000000000000000000 H(  HP H # A LOGO]&`dx>@7 ThisWorkbook__SRP_4 0__SRP_5 B_VBA_PROJECT  !"#$%&'()*+,-./0123456789:;<>?@ABCDFGHIJKLMNOPQRSTUVWXZ[^_`abdefhijklmnopqrstuvwxy{<jx@f#<MCB,F$ tC=7x$ tC=7MCB,ME(SLSS6"N0{00020819-0000-0000-C000-000000000046}(%H` % %`h8@TT0P$*\Rffff*6Q54b695704xAttribute VB_Name = "ThisWorkbook" Bas0{00020P819-0C$0046} |GlobalSpacFalse dCreatablPredeclaIdTru BExposeTemplateDerivBustomizD2rU #4)Q`rU @nay  *\G{000204EF-0000-0000-C000-000000000046}#4.0#9#C:\Program Files\Common Files\Microsoft Shared\VBA\VBA6\VBE6.DLL#Visual Basic For Applications*\G{00020813-0000-0000-C000-000000000046}#1.5#0#C:\Program Files\Microsoft Office\OFFICE11\EXCEL.EXE#Microsoft Excel 11.0 Object Library*\G{00020430-0000-0000-C000-000000000046}#2.0#0#C:\WINDOWS\system32\STDOLE2.TLB#OLE Automation(*\G{2DF8D04C-5BFA-101B-BDE5-00AA0044DE52}#2.3#0#C:\Program Files\Common Files\Microsoft Shared\OFFICE11\MSO.DLL#Microsoft Office 11.0 Object Library  PThisWorkbook6Q54b69570ThisWorkbook@f ݌| LWL0s` %Excel+VBAWin16~Win32MacVBA6# VBAProjectstdole`Officeu ThisWorkbook| _EvaluateSheet1Workbookk WorksheetH  ٱ0* pHd VBAProject4@j = r P J< rstdole>stdole h%^*\G{00020430-C 0046}#2.0#0#C:\WINDOWS\system32\STDOdir=__SRP_0E__SRP_1YPROJECTwm\)LE2.TLB# Automation`E OfficEOficEE2DF8D04C-5BFA-101B-BDE5EAAC42Egram Files\CommonMicrosoft Shared\OFFICE11\MSO.DLL#M 11.0 Ob Libra,ryK"ThisWorkbookGT isWrkbo 2 HB1BxBE,!@f"B+BBK*yrU~~~~~~~f "&LoG   a i ) VBAProject ThisWorkbookSheet1F /C:\PROGRA~1\COMMON~1\MICROS~1\VBA\VBA6\VBE6.DLLVBA ) Q`F4C:\Program Files\Microsoft Office\OFFICE11\EXCEL.EXEExcel !Ip0FC:\WINDOWS\system32\STDOLE2.TLBstdole  1YL-[DR?C:\Program Files\Common Files\Microsoft Shared\OFFICE11\MSO.DLLOffice aFkeEAaC FT@íDF Worksheet @FMCB,F$ tC=7DFWorkbookrU~~{  ! )lThisWorkbookThisWorkbookID="{58E4E23F-69D4-44D8-8E24-C97A93C002DB}" Document=ThisWorkbook/&H00000000 Name="VBAProject" HelpContextID="0" VersionCompatible32="393222000" CMG="4C4EA7E459C55DC55DC55DC55D" DPB="292PROJECT ]rSummaryInformation(cDocumentSummaryInformation8gCompObjzmBC217C317C317" GC="0604ED3217D2F5D3F5D30A" [Host Extender Info] &H00000001={3832D640-CF90-11CF-8E43-00A0C911005A};VBE;&H00000000 [Workspace] ThisWorkbook=0, 0, 0, 0, C Oh+'0HP\l abbycMicrosoft Excel@wt2@(@2B3՜.+,0 PXd lt| H' $IndexSummary ConsolidatedEarnings Per Share Summary STATS CONSOLAvg Equity and ROEInstitutional SecuritiesSTATS INSTL SECWealth Management STATS WMInvestment Management STATS AUMSTATS ISG - Corp Lending Appendix I Appendix II Appendix III End Notes Legal Notice'Appendix I'!Print_Titles'Appendix II'!Print_Titles'Appendix III'!Print_Titles"'Avg Equity and ROE'!Print_TitlesConsolidated!Print_Titles*'Earnings Per Share Summary'!Print_Titles'End Notes'!Print_TitlesIndex!Print_Titles('Institutional Securities'!Print_Titles%'Investment Management'!Print_Titles'Legal Notice'!Print_Titles'STATS AUM'!Print_Titles'STATS CONSOL'!Print_Titles'STATS INSTL SEC'!Print_Titles('STATS ISG - Corp Lending'!Print_Titles'STATS WM'!Print_TitlesSummary!Print_Titles!'Wealth Management'!Print_Titles  Worksheets Named Ranges F!Microsoft Office Excel WorksheetBiff8Excel.Sheet.89q