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For these purposes,  GAAP refers to generally accepted accounting principles in the United States. The Securities and Exchange Commission (SEC) defines a  non-GAAP financial measure as a numerical measure of historical or future financial performance, financial positions, or cash flows that is subject to adjustments that effectively exclude, or include amounts from the most directly comparable measure calculated and presented in accordance with GAAP. Non-GAAP financial measures disclosed by Morgan Stanley are provided as additional information to investors in order to provide them with greater transparency about, or an alternative method for assessing, our financial condition and operating results. These measures are not in accordance with, or a substitute for GAAP, and may be different from or inconsistent with non-GAAP financial measures used by other companies. Whenever we refer to a non-GAAP financial measure, we will also generally present the most directly comparable financial measure calculated and presented in accordance with GAAP, along with a reconciliation of the differences between the non-GAAP financial measure we 5reference and such comparable GAAP financial measure.(2) Income (loss) applicable to Morgan Stanley represents income (loss) from continuing operations, adjusted for the portion of net income (loss) applicableto noncontrolling interests related to continuing operations. For the quarter ended June 30, 2012 net income (loss) applicable to noncontrollingMinterests includes $8 million reported as a gain in discontinued operations. (3) The return on average common equity equals income applicable to Morgan Stanley less preferred dividends as a percentage of average common equity.The return on average common equity excluding DVA is adjusted for DVA in the numerator and denominator. For the quarter and six months ended June 30, 2013, the Firm included a negative adjustment of approximately $152 million (net of tax) to reflect the difference between the purchase price vof the 35% redeemable noncontrolling interest in the Morgan Stanley Smith Barney Joint Venture and its carrying value.(4) `Tier 1 common capital ratio equals Tier 1 common equity divided by risk-weighted assets (RWAs). (5) <Tier 1 capital ratio equals Tier 1 capital divided by RWAs. (6) bBook value per common share equals common equity divided by period end common shares outstanding. (7) tTangible book value per common share equals tangible common equity divided by period end common shares outstanding. Page 2:The American Taxpayer Relief Act of 2012 (the  Act ) was enacted on January 2, 2013. Among other things, the Act extends with retroactive effect to January 1, 2012 a provision of U.S. tax law that defers the imposition of tax on certain active financial services income of certain foreign subsidiaries earned outside of the U.S. until such income is repatriated to the United States as a dividend. Accordingly, the Firm recorded a benefit of approximately $81 million attributable to the Act s retroactive extension of these provisions as part of income taxes from continuing operations in the quarter ending March 31, 2013. In addition, the Firm recorded a net discrete benefit of approximately $61 million related to the remeasurement of reserves gand related interest due to new information regarding the status of certain tax authority examinations.(2)Pre-tax profit margin percentages represent income from continuing operations before income taxes as a percentage of net revenues.Page 4:Reflects the regional view of the Firm's consolidated net revenues, on a managed basis. Further discussion regarding the geographic methodology for net revenues is disclosed in Note 19 to the consolidated financial statements included in the Firm's 10-Q for the quarter ended March 31, 2013.The Firm calculates its Tier 1 capital ratio and risk-weighted assets( RWAs )in accordance with the capital adequacy standards for financial holding companies adopted by the Federal Reserve Board. These standards are based upon a framework described in the International Convergence of Capital Measurement and Capital Standards, July 1988, as amended, also referred to as Basel I. On January 1, 2013, the U.S. banking regulators rules to implementthe Basel Committee smarket risk capital framework,commonlyreferred to as  Basel 2.5 , became effective, which increases capital requirements for securitizationsand correlation trading within the Firm's trading book,aswell as incorporating add-ons for stressed VaRand incrementalrisk requirement. The Firm's Tier 1 capital ratio andRWAsfor thequarters ended June 30, 2013 and March 31, 2013were calculatedunder this revised framework. The Firm's Tier 1 capital and RWAs for prior quarters have not been recalculated under this revised framework. Further discussion of Tier 1 capital and Tier 1 common capital is disclosed in Part I, Item 2 "Regulatory Requirements" included in the Firm's 1Q 2013 Form 10-Q. These computations are preliminary estimates as ofJuly 18, 2013 (the date of this release) and could be subject to revision in Morgan Stanley s Quarterly Report on Form 10-Q for the quarter ended June 30, 2013.(3)The global liquidity reserve, whichis held within the bank and non-bank operating subsidiaries,is comprised of highly liquid and diversified cash and cash equivalents and unencumbered securities. Eligible unencumbered securities include U.S. government securities, U.S. agency securities, U.S. eagency mortgage-backed securities, FDIC-guaranteed corporate debt and non-U.S. government securities.(4)For the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012 the Firm's interest in MSSB were 100%, 65% and 51%, respectively. Goodwill andintangible balances included only the Firm's share of the Morgan Stanley Smith Barney Joint Venture's goodwill and intangible assets, net of allowablemortgage servicing rights deduction for quarters ended June 30, 2013, March 31, 2013 and June 30, 2012 of $8 million, $7 million and $7 million, respectively.(5)- Return on average Tier 1 common capital: =Quarter : Firm: 8%, Wealth Management: 31% < @Six months ended: Firm: 8%, Wealth Management: 28% 0 Return on average common equity: 8Quarter: Firm: 6%, Wealth Management: 10% JSix months ended: Firm: 6%, Wealth Management: 9% Tangible common equity equals common equity less goodwill and intangible assets net of allowable mortgage servicing rights deduction and includes onlythe Firm s share of the Morgan Stanley Smith Barney Joint Venture s goodwill and intangible assets. For the quarters ended June 30, 2013, March 31, 2013 and OJune 30, 2012 the Firm's interest in MSSB were 100%, 65% and 51%, respectively.Tier 1 leverage ratio equals Tier 1 capital divided by adjusted average total assets (which reflects adjustments for disallowed goodwill, certain intangiblePassets, deferred tax assets and financial and non-financial equity investments).Page 5:(1)The Firm s capital estimation is based on the Required Capital framework, an internal capital adequacy measure which considers a risk-based going concern capital after absorbing potential losses from extreme stress events at a point in time. Further discussion of the framework is disclosed in Part I, Item 2 "Required Capital" included in the Firm's 1Q 2013 Form 10-Q. On January 1, 2013, the U.S. banking regulators rules to implement the Basel Committee s market risk capital framework,commonlyreferred to as  Basel 2.5 , became effective, which increased capital requirements for securitizationsand correlation trading within the Company's trading book,aswell as incorporating add-ons for stressed VaRand incrementalrisk requirement.Page 6:Page 7:VaR represents the loss amount that one would not expect to exceed, on average, more than five times every one hundred trading days in the Firm's trading positions if the portfolio were held constant for a one-day period. Further discussion of the calculation of VaR and the limitationsof the Firm's VaR methodology, is disclosed in Part II, Item 7A "Quantitative and Qualitative Disclosures about Market Risk" included in theFirm's 2012 Form 10-K.Page 8:On June 28, 2013, the Firm completed the purchase of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture from Citigroup Inc. (Citi), S'increasing the Firm's interest from 65% to 100%. During the quarter ended September 30, 2012, Morgan Stanley completed the purchase of an additional 14%stake in the Morgan Stanley Smith Barney Joint Venture from Citi, increasing the Firm s interest from 51% to 65%. Prior to September 17, 2012, Citi s results related to its 49% interest were reported in net income (loss) applicable to nonredeemable noncontrolling interests. Due to the terms of the revised agreementwith Citi, subsequent to the purchase of the additional 14% stake, Citi s results related to the 35% interest are reported in net income (loss) applicable to$redeemable noncontrolling interests.Page 9:sAnnualized revenue per representative is defined as annualized revenue divided by average representative headcount.Fee-based client account assets represent the amount of assets in client accounts where the basis of payment for services is a fee calculated on those assets.oClient assets per representative represents total client assets divided by period end representative headcount.Page 10:The quarters ended June 30, 2013, March 31, 2013, and June 30, 2012 include investment gains (losses) for certain funds included inthe Firm's consolidated financial statements. The limited partnership interests in these gains were reported in net income (loss) applicable to noncontrolling interests.Page 11:Real Estate Investing revenues include gains or losses related to investments held by certain consolidated real estate funds. These gains or losses are offset in the net income (loss) applicable to noncontrolling interest. The investment gains (losses) for the zquarters ended June 30, 2013, March 31, 2013 and June 30, 2012 are $21 million, $52 million and $24 million, respectively.tNet Flows by region [inflow / (outflow)] for the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012 are:<North America: $7.4 billion, $(5.0) billion and $7.0 billion:International: $2.4 billion, $2.5 billion and $6.1 billion|Assets under management or supervision by region for the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012 are::North America: $219 billion, $212 billion and $198 billion:International: $128 billion, $129 billion and $113 billionPage 12:For the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012 the percentage of Institutional Securities corporate funded loans held at fair &value by credit rating was as follows:&- % investment grade: 53%, 53% and 47%*- % non-investment grade: 47%, 47% and 53%For the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012 the percentage of Institutional Securities corporate lending commitments held at +fair value by credit rating was as follows:&- % investment grade: 74%, 76% and 76%*- % non-investment grade: 26%, 24% and 24%For the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012, Institutional Securities recorded $5.1 million, $30.7 million and $37.8 million, respectively, 2Loans held for investment, net of allowance <Loans held for investment, net of allowance - The alternatives asset class includes a range of investment products such as funds of hedge funds, funds of private equity funds and funds of real estate funds. - The share of minority stake assets represents Investment Management's proportional share of assets managed by entities in which it owns a minority stake. T- Refer to End Notes on pages 15-17 and Legal Notice on page 18. LNet income applicable to redeemable noncontrolling interests KNet income applicable to nonredeemable noncontrolling interests dNet income (loss) from continuing operations applicable to noncontrolling interests UIncome (loss) from continuing operations applicable to Morgan Stanley WLess: Allocation of earnings to Participating Restricted Stock Units tEarnings (loss) from continuing operations applicable to Morgan Stanley common shareholders qLess: Gain (loss) from discontinued operations after tax applicable to noncontrolling interests gGain (loss) from discontinued operations after tax applicable to Morgan Stanley _Earnings (loss) applicable to Morgan Stanley common shareholders {Earnings (loss) from discontinued operations applicable to Morgan Stanley common shareholders 4Income from continuing operations Notes: - The Firm calculates earnings per share using the two-class method as described under the accounting guidance for earnings per share. For further discussion of the Firm's earnings per share calculations, see page 14 of the financial supplement and Note 15 to< the consolidated financial statements in the Firm's Quarterly Report on Form 10-Q for the quarter ended March 31, 2013. L - Refer to Legal Notice on page 18. OEarnings (loss) applicable to Morgan Stanley common shareholders ULess: Allocation of earnings to Participating Restricted Stock Units JGain (loss) from discontinued operations after tax Income from continuing operations applicable to Morgan Stanley, prior to allocation of income to Participating Restricted Stock Units iLess: Morgan Stanley Smith Barney Joint Venture Redemption Adjustment PMaturities of long-term debt outstanding (next 12 months) - For the quarter ended June 30, 2013, global representatives included 384 representatives associated with the International Wealth Management business reported in the Institutional Securities - Effective January 1, 2013, in accordance with U.S. banking regulators rules, the Firm implemented the Basel Committee s market risk capital framework, commonly referred to as  Basel 2.5 . O- Refer to End Notes on pages 15-17 and Legal Notice on page 18. P- Refer to End Notes on pages 15-17 and Legal Notice on page 18. of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture. This adjustment was included in the numerator for the purposes of calculating the return on average common equity and Tier 1 common capital. - For the quarter and six months ended June 30, 2013, the Firm and Wealth Management business segment included a negative adjustment of approximately $152 million (net of tax) related to the purchase - The return on average common equity and average Tier 1 common capital are non-GAAP measures that the Firm considers to be useful measures to assess operating performance. P to the business segments for the quarter ended March 31, 2013.  was driven by the implementation of the Basel Committee s market risk capital framework (commonly referred to as "Basel 2.5"), parent capital decreased by approximately $11 billion with a corresponding increase allocated - Effective January 2013, the Firm updated its Required Capital Framework methodology to coincide with the regulatory changes becoming effective during 2013. As a result of this update to the methodology,themajorityof which related to the provision for funded loans and $16.8 million, $12.1 million and $14.9 million related to the provision for unfunded commitments, respectively.On June 30, 2013, March 31, 2013 and June 30, 2012, the "event-driven" portfolio of pipeline commitments and closed deals to non-investment gradeJborrowers were $10.3 billion, $6.0 billion and $4.8 billion, respectively.In addition to primary corporate lending activity, the Institutional Securities business segment engages in other lending activity. These loans include corporateloans purchased in the secondary market, commercial and residential mortgage loans, asset-backed loans and financing extended to equities and commodities customers.For the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012, Wealth Management recorded $1 million, $(3.4) million and $6.9 million, respectively, related to the provision for funded loans and $0.01 million, $0.1 million and $(3) million related to the provision for unfunded commitments, respectively.Page 13:Net inventory represents exposure to both long and short single-name and index positions (i.e., bonds and equities at fair value and CDS based on notional amount assuming zero recovery adjusted for any fair value receivable or payable). At June 28, 2013, net exposures related topurchased and sold single-name and index credit derivatives for the European Peripherals and France were $(215) million and $(966) million, respectively. Net counterparty exposure (i.e., repurchase transactions, securities lending and OTC derivatives) takes into consideration legally enforceable )master netting agreements and collateral.At June 28, 2013, the benefit of collateral received against counterparty credit exposure was $4.0 billion in the European Peripherals with nearly allcollateral consisting of cash and German government obligations and $6.3 billion in France with nearly all collateral consisting of cash and U.S. kgovernment obligations. These amounts do not include collateral received on secured financing transactions.CDS adjustment represents credit protection purchased from European Peripherals banks on European Peripherals sovereign and financial institution risk or French banks on French sovereign and financial institution risk. Based on the CDS notional amount assuming zero recovery 2adjusted for any fair value receivable or payable.Represents CDS hedges (purchased and sold) on net counterparty exposure and funded lending executed by trading desks responsible for hedging counterparty and lending credit risk exposures for the Firm. Based on the CDS notional amount assuming zero recovery adjusted )for any fair value receivable or payable.In addition, at June 28, 2013, the Firm had European Peripherals and French exposure for overnight deposits with banks of approximately +$133 million and $17 million, respectively.Page 14:Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid)are participating securities and are included in the computation of EPS pursuant to the two-class method. Restricted Stock Units ("RSUs")that pay dividend equivalents subject to vesting are not deemed participating securities and are included in diluted shares outstanding.(if dilutive) under the treasury stock method.zThe percentage of weighted basic common shares and participating RSUs to the total weighted average of basic common sharesand participating RSUs.Represents net income from continuing operations, gain (loss) from discontinued operations (after-tax), and net income applicable ato Morgan Stanley for the quarter ended June 30, 2013 prior to allocations to participating RSUs.Distributed earnings represent the dividends declared on common shares and participating RSUs for the quarter ended June 30, 2013.}The amount of dividends declared is based upon the number of common shares outstanding as of the dividend record date. Duringsthe quarter ended June 30, 2013, a $0.05 dividend was declared on common shares outstanding and participating RSUs.The two-class method assumes all of the earnings for the reporting period are distributed and allocated to the participating RSUsowhat they would be entitled to based on their contractual rights and obligations of the participating security.}Total income applicable to common shareholders to be allocated to the common shares in calculating basic and diluted EPS for common shares.Total income applicable to common shareholders to be allocated to the participating RSUs reflected as a deduction to the numerator in 4determining basic and diluted EPS for common shares.(8) Basic and diluted EPS data are required to be presented only for classes of common stock, as described under the accounting guidance for earnings per share.This Financial Supplement contains financial, statistical < and business-related information, as well as business and segment trends.yThe information should be read in conjunction with the Firm's second quarter earnings press release issued July 18, 2013.MORGAN STANLEYFinancial Supplement - 2Q 2013Table of ContentsPage #& & & & & .Quarterly Financial Summary3Quarterly Consolidated Income Statement Information$Quarterly Earnings Per Share Summary4 - 5AQuarterly Consolidated Financial Information and Statistical Data?Quarterly Institutional Securities Income Statement InformationMQuarterly Institutional Securities Financial Information and Statistical Data8Quarterly Wealth Management Income Statement InformationFQuarterly Wealth Management Financial Information and Statistical Data<Quarterly Investment Management Income Statement InformationJQuarterly Investment Management Financial Information and Statistical DataBQuarterly Firm Loans and Lending Commitments Financial InformationBCountry Risk Exposure - European Peripherals and France Appendix IEarnings Per Share Appendix II15 - 17 End Notes Legal NoticeQuarterly Financial Summary (1) "(unaudited, dollars in millions) Quarter EndedPercentage Change From:Six Months Ended Percentage June 30, 2013 Mar 31, 2013 June 30, 2012Change Net revenuesInstitutional SecuritiesWealth ManagementInvestment ManagementIntersegment EliminationsConsolidated net revenues 9Income (loss) from continuing operations before tax  *  -- EConsolidated income (loss) from continuing operations before tax 2Income (loss) applicable to Morgan Stanley (2) + 1 ;Consolidated income (loss) applicable to Morgan Stanley Financial Metrics:Return on average common equityfrom continuing operations (3)#Return on average common equity (3) ,from continuing operations excluding DVA (3))1Return on average common equity excluding DVA (3).Tier 1 common capital ratio (4)Tier 1 capital ratio (5)Book value per common share (6)(Tangible book value per common share (7)%Notes:- The Global Wealth Management Group and Asset Management business segments have been re-titled the Wealth Management and Investment Management business segments.- Effective January 1, 2013, in accordance with U.S. banking regulators rules, the Firm implemented the Basel Committee s market risk capital framework, commonly referred to as  Basel 2.5 .- Results for the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012, include positive (negative) revenue of $175 million, $(317) million and $350 million, respectively, related to the movement in Morgan Stanley's credit n spreads and other credit factors on certain long-term and short-term debt (Debt Valuation Adjustment, DVA). - The return on average common equity metrics, return on average common equity excluding DVA metrics and tangible book value per common share are non-GAAP measures that the Firm considers to be useful measures to assess- operating performance and capital adequacy.- See page 4 of the financial supplement and end notes for additional information related to the calculation of the financial metrics.@- Refer to End Notes on pages 15-17 and Legal Notice on page 18. (unaudited, dollars in millions) Revenues:Investment bankingTrading Investments Commissions and fees.Asset management, distribution and admin. feesOther Total non-interest revenuesInterest incomeInterest expense Net interestNon-interest expenses:Compensation and benefits Non-compensation expenses:Occupancy and equipment%Brokerage, clearing and exchange fees)Information processing and communications"Marketing and business developmentProfessional services Total non-compensation expenses Total non-interest expenses5Income (loss) from continuing operations before taxesAIncome tax provision / (benefit) from continuing operations (1)>(Income (loss) from continuing operations5Gain (loss) from discontinued operations after tax 4Net income (loss)<Net income applicable to redeemable noncontrolling interests?Net income applicable to nonredeemable noncontrolling interests.Net income (loss) applicable to Morgan Stanley Preferred stock dividend / Other@Earnings (loss) applicable to Morgan Stanley common shareholders%Amounts applicable to Morgan Stanley:2Gain (loss) from discontinued operations after taxPre-tax profit margin (2)0Compensation and benefits as a % of net revenues0Non-compensation expenses as a % of net revenues-Effective tax rate from continuing operations- Pre-tax profit margin is a non-GAAP financial measure that the Firm considers to be a useful measure to assess operating performance. - For the quarter ended March 31, 2013, the income tax provision from continuing operations included a net tax benefit of approximately $142 million consisting of a benefit resulting from a retroactive change in U.S. tax law (reported in the Institutional Securities business segment) and a discrete net tax benefit from the remeasurement of reserves and related interest. See end notes for additional details.- For the quarter ended June 30, 2012, discontinued operations included operating results related to Saxon (reported in Institutional Securities segment) and a pre-tax gain of $108 million ($73 million after-tax) and other operating income related to the sale of Quilter & Co. Ltd. (Quilter) (reported in the Wealth Management business segment).- During the quarter ended June 30, 2013, Morgan Stanley completed the purchase of the remaining 35% stake in Morgan Stanley Smith Barney Holdings LLC (MSSB) from Citigroup Inc. (Citi). Upon completion of the purchase, Morgan Stanley has 100 percent ownership of the business which operates under the name Morgan Stanley Wealth Management (MSWM). - Preferred stock dividend / other includes allocation of earnings to Participating Restricted Stock Units (RSUs). The Firm recorded a negative adjustment of approximately $152 million related to the previously announced purchase of the remaining interest in MSSB. This adjustment negatively impacted the calculation of basic and fully diluted earnings per share for the quarter and six months ended  June 30, 2013.Quarterly Earnings Per Share;(unaudited, dollars in millions, except for per share data) PercentageLess: Preferred DividendsBasic EPS Adjustments:]Earnings (loss) from discontinued operations applicable to Morgan Stanley common shareholders2Average basic common shares outstanding (millions)Earnings per basic share:!Income from continuing operationsDiscontinued operationsEarnings per basic shareRAverage diluted common shares outstanding and common stock equivalents (millions) Earnings per diluted share:Earnings per diluted share (unaudited)Regional revenues (1)Americas"EMEA (Europe, Middle East, Africa)AsiaConsolidated net revenuesWorldwide employeesGlobal representativesFirmwide deposits Total assetsRisk-weighted assets (2)'Global liquidity reserve (billions) (3)$Long-term debt outstanding Common equityPreferred equity#Morgan Stanley shareholders' equity2Junior subordinated debt issued to capital trusts (Less: Goodwill and intangible assets (4)$,Tangible Morgan Stanley shareholders' equityTangible common equity (5)Tier 1 common capital (2)Tier 1 capital (2)Tier 1 common capital ratioTier 1 capital ratioTier 1 leverage ratio (6),Period end common shares outstanding (000's)Book value per common share$Tangible book value per common share_- All data presented in millions except number of employees, liquidity, ratios and book values. business segment.- Tangible common equity and tangible book value per common< share are non-GAAP financial measures that the Firm considers to be useful measures of capital adequacy. (unaudited, dollars in billions)!Average Tier 1 Common Capital (1) Parent capital Total - continuing operationsFirmAverage Common Equity (1) 'Return on average Tier 1 common capitalNotes: T Excluding this negative adjustment, these calculations would have been as follows:June 30, 2012 InvestmentsCompensation and benefits Non-compensation expensesTotal non-interest expenses 6Income (loss) from continuing operations before taxes 5<Income tax provision / (benefit) from continuing operations ;4Gain (loss) from discontinued operations after tax 3from continuing operationsPre-tax profit margin (1)- Pre-tax profit margin is a non-GAAP financial measure that the Firm considers to be a useful measure to assess operating performance. - For the quarter ended March 31, 2013, the income tax provision from continuing operations included a net tax benefit of approximately $142 million consisting of a benefit resulting from a retroactive changej in U.S. tax law and a discrete net tax benefit from the remeasurement of reserves and related interest.k- For the quarter ended June 30, 2012, discontinued operations included operating results related to Saxon.4Quarterly Financial Information and Statistical DataInvestment BankingAdvisory revenuesUnderwriting revenuesEquity Fixed incomeTotal underwriting revenues!Total investment banking revenuesSales & TradingFixed Income & CommoditiesOther"Total sales & trading net revenuesInvestments & Other"Total investments & other revenues+Total Institutional Securities net revenues5Average Daily 95% / One-Day Value-at-Risk ("VaR") (1)12Primary Market Risk Category ($ millions, pre-tax)Interest rate and credit spread Equity priceForeign exchange rateCommodity price&Aggregation of Primary Risk CategoriesCredit Portfolio VaR Trading VaR}- For the periods noted below, sales and trading net revenues included positive (negative) revenue related to DVA as follows:eJune 30, 2013: Total QTD: $175 million; Fixed Income & Commodities: $61 million; Equity: $114 millionlMarch 31, 2013: Total QTD: $(317) million; Fixed Income & Commodities: $(238) million; Equity: $(79) millioneJune 30, 2012: Total QTD: $350 million; Fixed Income & Commodities: $276 million; Equity: $74 millioniJune 30, 2013: Total YTD: $(142) million; Fixed Income & Commodities: $(177) million; Equity: $35 millionpJune 30, 2012: Total YTD: $(1,628) million; Fixed Income & Commodities: $(1,321) million; Equity: $(307) millionNon-compensation expenses ;Income tax provision / (benefit) from continuing operations@Net income applicable to redeemable noncontrolling interests (1)=CNet income applicable to nonredeemable noncontrolling interests (1)@Pre-tax profit margin (2)- For the quarter ended June 30, 2012, discontinued operations included a pre-tax gain of $108 million ($73 million after-tax) and other operating income related to the sale of Quilter. GH- For the quarter and six months ended June 30, 2013, the return on average common equity included a negative adjustment related to the purchase of the remaining 35% interest in the Morgan Stanley Smith Barney Joint Venture. This adjustment was included in the numerator for the purposes of calculating the return on average common equity. Excluding this negative adjustment, the return on average common equity would have been 10% and 9% for the quarter and six months ended June 30, 2013, respectively.Wealth Management "Wealth Management representatives 1Annualized revenue per representative (000's) (1)-#Assets by client segment (billions) $10m or more $1m - $10mSubtotal - > $1m $100k - $1m< $100kTotal client assets (billions)#% of assets by client segment > $1m.Fee-based client account assets (billions) (2)+(Fee-based assets as a % of client assetsBank deposit program (millions)/Client assets per representative (millions) (3), Fee based asset flows (billions)Retail locationsu- For the quarters ended June 30, 2013, March 31, 2013 and June 30, 2012, approximately $70 billion, $69 billion and i $58 billion, respectively, of the assets in the bank deposit program are attributable to Morgan Stanley.Investments (1) - Pre-tax profit margin is a non-GAAP financial measure that the Firm considers to be a useful measure to assess operating performance. June 30, 2013 Mar 31, 2013 Net Revenues (millions)Traditional Asset ManagementReal Estate Investing (1)Merchant Banking Total Investment Management1Assets under management or supervision (billions)Net flows by asset class (2) Fixed Income Liquidity Alternatives"Total Traditional Asset ManagementReal Estate InvestingMerchant BankingTotal net flows9Assets under management or supervision by asset class (3)5#Total Traditional Asset Management ,Total Assets Under Management or SupervisionShare of minority stake assets Quarterly Financial Information Loans and Lending CommitmentsCorporate Funded Loans+Loans held for investment, net of allowanceLoans held for saleLoans held at fair value (1)Total corporate funded loans  Corporate Lending CommitmentsLoans held for investmentLoans held at fair value (2)&Total corporate lending commitments 1Corporate Loans and Lending Commitments (3) (4)* Other Funded LoansLoans held at fair valueTotal other funded loansOther Lending CommitmentsTotal other lending commitments/Total Other Loans and Lending Commitments (5), :Institutional Securities Loans and Lending Commitments (3)6 Funded LoansTotal funded loansLending CommitmentsTotal lending commitments6Wealth Management Loans and Lending Commitments (6) 1 "Firm Loans and Lending CommitmentsPThis page represents an addendum to the 2Q 2013 Financial Supplement, Appendix I7Country Risk Exposure - European Peripherals and FranceAs of June 30, 2013NetExposure CounterpartyFundedUnfundedCDSBeforeInventory (1) !Exposure (2) (3) ! Lending CommitmentsAdjustment (4) !Hedges Hedges (5)! Net Exposure Greece Sovereigns Non-sovereigns Sub-totalIrelandItaly SpainPortugalTotal Euro Peripherals (6)! 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Object Library  PThisWorkbook:i53964153ThisWorkbook@f% ["%O1W` %Excel+VBAWin16~Win32MacVBA6# VBAProjectstdole`Officeu ThisWorkbook| _EvaluateSheet1Workbookk WorksheetH  ֱ0* pHd VBAProject4@j = r P J< rstdole>stdole h%^*\G{00020430-C 0046}#2.0#0#C:\WINDOWS\syst em32\e2.tlb#OLE Automation`EOffDicEOficEE2DF8D04C-5BFA-101B-BDE5EAAC42Egram Files\CommonMicrosoft Shared\OFFICE11\MSO.0DLL#M 1@1.0 Ob LibraryKEThisWorkbookGTisWrkbUo 2 QHB1Bx%B,!@f"B+BBThisWorkbookThisWorkbookID="{58E4E23F-69D4-44D8-8E24-C97A93C002DB}" Document=ThisWorkbook/&H00000000 Name="VBAProject" HelpContextID="0" VersionCompatible32="393222000" CMG="A5A74EF2CE56D256D256D256D2" DPB="0507EE922EF32FF32FF3" GC="65678E328E938F938F6C" [Host Extender PROJECT<tSummaryInformation( BDocumentSummaryInformation8F|CompObjXmInfo] &H00000001={3832D640-CF90-11CF-8E43-00A0C911005A};VBE;&H00000000 [Workspace] ThisWorkbook=0, 0, 0, 0, C Oh+'0HP\l abbycMicrosoft Excel@Yi@(@?p՜.+,0L PXd lt| ' "IndexSummary ConsolidatedEarnings Per Share Summary STATS CONSOLAvg Equity and ROEInstitutional SecuritiesSTATS INSTL SECWealth Management STATS WMInvestment Management STATS AUMLoans and Lending Appendix I Appendix II End Notes Legal Notice'Appendix I'!Print_Titles'Appendix II'!Print_Titles"'Avg Equity and ROE'!Print_TitlesConsolidated!Print_Titles*'Earnings Per Share Summary'!Print_Titles'End Notes'!Print_TitlesIndex!Print_Titles('Institutional Securities'!Print_Titles%'Investment Management'!Print_Titles'Legal Notice'!Print_Titles!'Loans and Lending'!Print_Titles'STATS AUM'!Print_Titles'STATS CONSOL'!Print_Titles'STATS INSTL SEC'!Print_Titles'STATS WM'!Print_TitlesSummary!Print_Titles!'Wealth Management'!Print_Titles  Worksheets Named Ranges F!Microsoft Office Excel WorksheetBiff8Excel.Sheet.89q